Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Aileen McGurk

Second time they have raised my rate in…

Second time they have raised my rate in three years. My plan started off at $35.00 went up to $40.50 and now they are raising my rate again to $47.50 in two months. Just so everyone knows my rate increased within months of filling a small claim. Also veterinarian rates have not gone up 22%.
5

out of 5

POSTED: | BY: Chris M

Easy to work with and fast

Easy to submit claims, reimbursement is quick and simple, covered a range of things for our dog including allergy testing.
5

out of 5

POSTED: | BY: Mariamelia Julian

Healthy Paws is a must!

Healthy Paws is a must! They offer one of the top coverage policies in the market and they provide quick and easy claims reimbursement. They even followed up to check on our Litty Lou after a recent medical emergency. If you’re thinking about it, don’t! Just get it!
5

out of 5

POSTED: | BY: Tina K

Absolutely our greatest peace of mind…

Absolutely our greatest peace of mind in giving the best possible care for our fur babies! Very quick with claims review and reimbursement and clear in terms of what is covered and what is not depending on the plan and level chosen. Whenever there was any issue with the determination of a certain claim, we are able to speak directly with someone to appeal the claim and in over 5 years of being with them, I have only done this a couple of times. You can always reach a customer service representative too and each time I've called which was very few times, each representative had shown an extraordinary amount of empathy, care, and understanding. One of my pups became diabetic later on and without Healthy Paws, we would not be able to give her all the medication that she needs. I have never had any desire to consider any other insurance as they are the cream of the crop!
5

out of 5

POSTED: | BY: Alan Wolk

Better than any human insurance!

Healthypaws is far more efficient and transparent than any human health insurance I've ever had. Reimbursement is as simple as scanning and uploading your bill. They keep you apprised every step of the way and offer excellent communication and feedback. My dog recently needed two surgeries on his eye and approval and payment were prompt and explained at every step. They even offer direct deposit! I have been talking them up to my friends who have recently adopted dogs and cats as they really are a wonderful service.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review