Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: T I

I recommend Healthy Paws to everyone!

Healthy Paws has made it very easy for my family to manage vet bills and unexpected costs associated with emergency vet visits. The app is easy to use, the claims process is clear and concise, and the customer service is the gold standard. Healthy Paws has a customer for life!
5

out of 5

POSTED: | BY: Taylor Ives

I recommend Healthy Paws to all of my fellow pet parets!

Healthy Paws has made it very easy for my family to manage vet bills and unexpected costs associated with emergency vet visits. The app is easy to use, the claims process is clear and concise, and the customer service is the gold standard. Healthy Paws has a customer for life!
5

out of 5

POSTED: | BY: Ashley Young

Fast, friendly, helpful

Healthy Paws paid our claim fast and emailed to check on our big boy!
5

out of 5

POSTED: | BY: Gary Falacara

I absolutely love the coverage I get from Healthy Paws.

I’ve been with Healthy Paws pet insurance for many years, covering six dogs during that time. I have had to file major claims on three occasions for two different dogs, and each time the claim process was straight forward and efficient. Not only did Healthy Paws reimburse me for my claims, but always followed up personally to see how my dogs were doing. The people at Healthy Paws are just very nice and caring. I can’t imagine a better pet insurance.
1

out of 5

POSTED: | BY: Zoe Westbrooke

After 4 years, this company could care less about their clients.

This company does not reward loyalty of customers. I was a customer for four years, and my card expired while I had Covid, and they completely canceled my account. When I reached out to their customer support team, and also called actually on the day that my account was supposed to be canceled, I was assured by the person on the phone that they would reinstate my account, but they didn’t. Took two weeks to respond to me via email, and when they did said there was "nothing they could do". The company does not reward loyalty of customers or even have any compassion due to those who are in the full swing of the pandemic. I would highly recommend a competitor.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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