Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: April Holmes

File in seconds, results in days, reimbursement in less than a week!

I don’t know what we would have done without Healthy Paws pet insurance this year. We adopted our dog Sting just over a year ago and I didn’t even know pet insurance was a thing until I saw that it was offered as part of my benefits plan at work. Not knowing what to expect I thought we’d give it a try for awhile, probably never need it but better safe than sorry. I am so glad that we did, just a few weeks ago we were told that our pup needed a pricey surgery. It has more than paid for itself and the peace of mind I have knowing that if something unexpected happens I can file a claim in seconds, receive a response in days & reimbursement in less than a week is worth the monthly fee! Plus they reached out to check on Sting and make sure he was recovering well, it melted my heart!
5

out of 5

POSTED: | BY: April H.

A worthy investment!

I don’t know what we would have done without Healthy Paws pet insurance this year. We adopted our dog Sting just over a year ago and I didn’t even know pet insurance was a thing until I saw that it was offered as part of my benefits plan at work. Not knowing what to expect I thought we’d give it a try for awhile, probably never need it but better safe than sorry. I am so glad that we did, just a few weeks ago we were told that our pup needed a pricey surgery. It has more than paid for itself and the peace of mind I have knowing that if something unexpected happens I can file a claim in seconds, receive a response in days & reimbursement in less than a week is worth the monthly fee! Plus they reached out to check on Sting and make sure he was recovering well, it melted my heart!
5

out of 5

POSTED: | BY: JKS

We highly recommend Healthy Paws Pet Insurance

We highly recommend Healthy Paws Pet Insurance! We had used another pet insurance company for more than 13 years and became increasingly disappointed as time went on. Upon the adoption of our next pet, we researched numerous other companies. We found that Healthy Paws was very versatile in being able to choose options that best met our needs. After signing up with them we have been impressed with their prompt claim reviews and reimbursement. Their explanation of benefits on the reimbursement statements is clear and precise. In contacting customer service, their Customer Care and Online Relationship Associates are courteous and professional. We have been using Healthy Paws for over 3 years and have not been disappointed. We know our pets always come first with them.
5

out of 5

POSTED: | BY: D jorge

Healthy Paws is an awesome company of…

Healthy Paws is an awesome company of caring people. They made all the difference in our dog's health. They saved his vision. I can't say enough kind things praising this company. I recommend it highly to pet parents
5

out of 5

POSTED: | BY: Clayton

Great to work with and timely close out…

Great to work with and timely close out of instances. Could not recommend more! They have absolutely allowed us to not have to make very tough decisions on if we can afford our dog.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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