Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: James Plocharczyk

Highly Recommend

I chose Healthy Paws because of the flexibility in choosing the deductible and coverages, as well as the great reviews. I have had to make two claims thus far for my dog. Submitting the claim could not be easier. (All online as well). Since they had all my dog’s medical history up to date, the second claim was submitted, processed, and paid within 2 business days. I appreciate the follow-up emails as well checking up on her health. I am happy I chose them and highly recommend.
5

out of 5

POSTED: | BY: Michelle Shiers

Healthy Paws has saved us!

Healthy Paws has saved us so many times. We had it for about 9 years with our dachshund who had a handful of accidents (chocolate, allergic reaction, IBD, and ultimately heart failure) The policy took care of us right up until the end and it was incredible peace of mind to never have to worry about the cost of her care. Whatever she needed, we did. They were quick to process claims and send out checks. So, when we rescued a new puppy, we got healthy paws right away. It has already helped us tremendously with unexpected issues. I tell all my friends with pets to strongly consider healthy paws!! I worked in reception at a veterinary hospital for 4 years and saw the bills that piled up for dogs and cats having accidents, needing hospitalization, or long term management of a newly diagnosed issue. I think a lot of people mistakenly thought pet insurance in general was a scam but it definitely isn’t and Healthy Paws is #1 far as we are concerned. Even with my discount at the vet i worked at, I still had Healthy Paws.
5

out of 5

POSTED: | BY: Michelle Shiers

Absolute lifesaver

Healthy Paws has saved us so many times. We had it for about 9 years with our dachshund who had a handful of accidents (chocolate, allergic reaction, heart failure) The policy took care of us right up until the end and it was incredible peace of mind to never have to worry about the cost of her care. They were quick to process claims and send out checks. So, when we rescued a new puppy, we got healthy paws right away. It has already helped us tremendously with unexpected issues. I tell all my friends with pets to strongly consider healthy paws!! I worked in reception at a veterinary hospital for 4 years and saw the bills that piled up for dogs and cats having accidents, needing hospitalization, or long term management of a newly diagnosed issue. I think a lot of people mistakenly thought pet insurance in general was a scam but it definitely isn’t and Healthy Paws is #1 far as we are concerned.
5

out of 5

POSTED: | BY: Michelle Rancourt Napoli

Smooth and puts our mind at ease

We are so thankful for Healthy Paws. We have all 3 of our pups insured. One of our dogs has had two torn Acls in the past 1.5 years, which is so stressful and worrisome but we never worried about if we could afford proper treatment. Healthy paws did not hassle us and paid for physical therapy for months after. We so appreciate it!
5

out of 5

POSTED: | BY: Lindsay Dennis

Very happy with Healthy Paws

Healthy Paws is a great company. I decided on their top tier insurance policy and the coverage has been life and money saving. My lil love Tobey has had tumors develop on his precious paws which needed removal. Thankfully, they were benign. The procedures were quite expensive and healthy paws covered the majority of the cost each time. They do any time an emergency or problem develops. Whenever anything occurs with Tobey I know he'll get the best care from his vet and that I'll get the best care from Healthy Paws. They even checked up on him by emailing me to make sure he was doing well. They're customer service is fabulous and I feel good knowing that they donate money to animal non-profits. I definitely recommend Healthy Paws for your pet insurance provider.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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