Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Anisha V

Efficient, quick service and great coverage

Healthy Paws has been really helpful in processing my cat's claims efficiently and quickly. It's made it a lot easier to go through a tough time with her surgery.
5

out of 5

POSTED: | BY: Ashley B

Healthy Paws Pet Insurance is the BEST!

I can't say enough great things about Healthy Paw's. Unfortunately, we have had several unexpected surgeries with our pup, and Healthy Paws has saved the day every single time. They really do take the stress out of unfortunate situations, and continuously offer their support, which makes it so much less stressful on us when caring for our little buddy. Whether it's working with them through the claims process or them reaching out to see how our dog is doing post surgery, their customer service is truly unmatched in the best way possible! I do, and will continue to, recommend Healthy Paws to any dog owner I meet!
5

out of 5

POSTED: | BY: Ashley Bryant

Best decision I've ever made!

I can't say enough great things about Healthy Paw's. Unfortunately, we have had several unexpected surgeries with our pup, and Healthy Paws has saved the day every single time. They really do take the stress out of unfortunate situations, and continuously offer their support, which makes it so much less stressful on us when caring for our little buddy. Whether it's working with them through the claims process or them reaching out to see how our dog is doing post surgery, their customer service is truly unmatched in the best way possible! I do, and will continue to, recommend Healthy Paws to any dog owner I meet!
5

out of 5

POSTED: | BY: Nita June

Efficient and Caring

Healthy Paws has been wonderful for every emergency and unexpected health need I’ve had with my two pups. Most recently, my baby girl Cleo had to have her pinkie amputated, and after easily submitting each claim, I was reimbursed via direct deposit within 1-2 days. If only “people health insurance” were this effortless!
5

out of 5

POSTED: | BY: Justin Greenstein

Excellent pet insurance!

We were VERY happy with our Healthy Paws Pet Insurance. Our labradoodle, who passed away in October at the age of 14, had MANY medical problems from when we first rescued him at the age of 1 1/2. When he was 7 or so we decided to get pet insurance for him. Although the claim did not cover pre-existing conditions (I don't know of any that do) or office visits, they did cover treatment (after annual deductible was reached and at 70% coverage because of his age - see their website or give them a call for detailed coverage) for almost all new conditions that he experienced, of which there were many. This saved us thousands of dollars and, most importantly, allowed us to be able for our labradoodle to receive the highest quality care and for us to spend a lot more time with him than we would have had we not had this pet insurance. It also afforded us the ability to bring him to the vet or the emergency vet anytime that he needed care instead of waiting to see if the condition would go away on its own. When we got a new dog, we immediately signed up for a new policy. In sum, I highly recommend Healthy Paws Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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