Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ben Swanson

Worth every penny

Buying pet insurance with Healthy Paws was the best decision we've made since we decided to adopt our dog Luna. The policy information is crystal clear and all of our claims have been reimbursed within a few days of filing. No issues whatsoever. Like most insurance, you don't know how badly you need it until an emergency happens. When that emergency happens (if you have a rescue dog - it will happen), you will want to literally step into a time machine and shake your past self's hand for purchasing a Healthy Paws policy. It takes the financial stress out of the equation so you can focus on what's important - talking with the vet about the best treatment options for your pet. We had one true emergency this year and saved over $3,000 thanks to the broad coverage of our plan. We'll be a customer for years to come.
5

out of 5

POSTED: | BY: Allie Davis

Thankful

Purchasing health insurance for my dog, Finn was one of the smartest decisions I have made. Finn accidentally ingested some raisins that were on the ground at the park. He was rushed to the animal hospital where he spent three long days and two nights. This was NOT a cheap stay. Thankfully I have insurance and was able to submit my claim the day he arrived home and almost all was covered and the claim was processed in days! This really put my mind and anxiety about such a large charge at ease. Healthy Paws also checked in on Finn days later to show their support and how much they actually care for your pets! I recommend and encourage all my pet owner friends to purchase Healthy Paws.
1

out of 5

POSTED: | BY: Tina Chamberlain

Unclear direction

I have had this policy for six years and am filing my first claim and it has been nothing but a hassle for the last 10 days. Directions are never clear, no one calls, they send cryptic emails with directions and then ask you for the same thing several times.
5

out of 5

POSTED: | BY: Karen Carleton

Best Pet Insurance Out There!

Excellent pet insurance. Very easy to use and place a claim. Claims are processed very quickly. You are able to call and speak to a representative, which is wonderful. I love the fact that you have options regarding the cost. Covers many claims that others do not. And the fact that they do not have a lifetime cap is important to me. My big boy, Tripp, has placed a number of claims. Thank you Healthy Paws for giving me peace of mind about my dogs’ health costs.
1

out of 5

POSTED: | BY: Ksenia Kor

My monthly premium was increased 20%…

My monthly premium was increased 20% for a healthy 2 years old dog. It's a second increase. ($35 to $39 to $44). Are you ok guys? called the representative and she told me it's happening because of increased amount of claims within the state and offered to increase my deductible. Are you serious guys?

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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