Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: J

Increase in premium as they like

Unsure how this company keeps getting positive reviews. They increase your premium every year. If your dog is healthy, they will still increase your premium. There should be a reward for getting in early, not increase as you get older. How can I stop my dog from getting older? unbelievable. yr 1: 40 - that's how they draw you in yr 2: 47 yr 3: 58 0 claims. Will be deciding whether or not I continue with them. I haven't experienced what they will do if I made a claim.
1

out of 5

POSTED: | BY: Lenia Elsbury

Absolutely terrible

Absolutely terrible! They do not cover examination fees even though this will always happen in order to diagnose and treat a pet. Had to jump through many hoops to get vet bill covered and even then it was never covered! They proceeded to increase my monthly payments because they claimed my dog was entered as a mix breed rather than a full. Waste of money and time! Do not use!!
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1

out of 5

POSTED: | BY: Maddy

DON’T FALL FOR THE REVIEWS!!!!!!

DON’T FALL FOR THE REVIEWS!!!!!!! THIS COMPANY IS A SCAM OUT TO STEAL YOUR MONEY AND WASTE YOUR TIME!!!!!!! Not to mention, their policy prices skyrocket for no reason! DO YOURSELF A FAVOR AND FIND A DIFFERENT COMPANY
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5

out of 5

POSTED: | BY: Jevon Ward

Saint’s Experience

We have a Shar Pei and they are prone to eye problems along with a few other ailments. Healthy Paws has been great with with coverage for our boy. He just recently had eye surgery and knowing we have Healthy Paws Insurance made us feel better. We knew his surgery was going to be covered and they always follow up to check on how your pet is doing. That’s outstanding customer service to my family. Keep up the great work!!
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5

out of 5

POSTED: | BY: Ivette

Peace of Mind

My 5 year old Golden doodle is recovering from cataract surgery. Healthy Paws wss so easy to work with, all I did was take a picture of the bill and received the response within 48hrs. Healthy paws reimbursed 80% of all the cost, no questions asked.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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