Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Olivia Coleman

All positives for Healthy Paws so far

We have been so thankful that we got pet insurance for our puppy, Ruby! Due to some medical issues, she had multiple trips to the emergency vet during her first year, and Healthy Paws was very quick to process our claims. They make it clear what is covered and what is not when they send explanations of coverage. Their customer support team has been helpful and friendly. I’m a little concerned to see if our rates are going to skyrocket when our policy renews, but we still recommend everyone get pet insurance when bringing home a pet!
5

out of 5

POSTED: | BY: Brittany

Don’t get a pet without Healthy Paws!

When we adopted our German Shepherd we knew we wanted to get her insured early. I know old, large dogs have hip problems and all sorts of other things that can bankrupt you. Add to that the strongest prey drive I’ve ever seen in a dog and we were using our insurance benefits early and often! Just recently we had to send our dog in for MAJOR surgery (like $10k). Healthy Paws has covered all of our claims and even sent a little email checking in on our pup. Everyone I’ve called for customer service is just the nicest person ever. Highly recommend!!
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5

out of 5

POSTED: | BY: Brittany de Temple

Insure your pet early and use Healthy Paws!

When we adopted our German Shepherd we knew we wanted to get her insured early. I know old, large dogs have hip problems and all sorts of other things that can bankrupt you. Add to that the strongest prey drive I’ve ever seen in a dog and we were using our insurance benefits early and often! Just recently we had to send our dog in for MAJOR surgery (like $10k). Healthy Paws has covered all of our claims and even sent a little email checking in on our pup. Everyone I’ve called for customer service is just the nicest person ever. Highly recommend!!
5

out of 5

POSTED: | BY: Dorothy Lebkowska

Easy to work with

Both torn ACL in Xena knees, one surgery successfully done, one to go. $5k, I send records they in about 3 days sent money to my account. They care for my and Xena well being and recover, absolutely fantastic customer service, very easy up to use., legit that’s for sure
5

out of 5

POSTED: | BY: Dorothy

They helped me in the time of need

They helped me in the time of need, money was in bank sooner than I expected, and I’m talking about $5k for one torn ACL, very easy process, friendly people, send me email to let my spirits and asking for Xena recovery. Xena will have next surgery, on right leg as well, and another 8 weeks recovery, but at least I know it will be paid by the insurance I trust. Dorothy
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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