Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ljiljana Vidovič

Great insurance

Great insurance! Fair and quick. Had good experience!
5

out of 5

POSTED: | BY: Ashley Glazewski

Pet Insurance

Healthy Paws is affordable pet insurance with good coverage and great customer service. Would definitely recommend for your pet.
5

out of 5

POSTED: | BY: Mariana T

No one wishes their pet ever gets sick…

No one wishes their pet ever gets sick or undergoes surgery. Our 6yo pit just had to have knee surgery and HP made it so easy and hassle-free that we feel extremely lucky to have them on our side. They reimbursed us 90% of the cost within 3 business days and had even approved direct pay if we didn't have the funds. The best recommendation we ever got from our pit rescue was to get our 6-week puppy covered by HealthyPaws! We would not have been able to take such good care of him without HP! Besides the recent surgery, he has been battling and on long-term therapy for severe chronic allergies since he was 1 year old and we have been able to give him the best care thanks to HP. On the first claim, they asked for full medical records. After that, all I do is take a photo of my receipt via their app and within 2-3 days, the reimbursement is deposited directly on my account. Couldn't be happier or more thankful.
5

out of 5

POSTED: | BY: Jackie M

I have been a client with Health Paws…

I have been a client with Health Paws for a few years now. Never had a problem filing a claim and getting reimbursed (quick and easy process). Just recently my dog went into some dark chocolate left on the table (he is very mischievous) during the holidays. We called pet poison control who suggested to bring him to the next open hospital (holiday and after hours) he needed to stay overnight and it was heartbreaking. Filing a claim was easy, painless and I got reimbursed in a few days. For my surprise, after a week is so, I received an email from the company checking on my lovely pet. Felt amazing dealing with a company so caring. I love doing business with Health Paws. Over the years I have recommended Healthy Paws to anyone with a pet. When we rushed him to the animal hospital at night, we had no clue how much it would cost us, but his health was our priority. The hospital bill was definitely scary but dealing with health paws was painless and I received my reimbursement really quickly. Great company
5

out of 5

POSTED: | BY: Jackie Mz

Best decision ever

I have been a client with Health Paws for a few years now. Never had a problem filing a claim and getting reimbursed (quick and easy process). Just recently my dog went into some dark chocolate left on the table (he is very mischievous) during the holidays. We called pet poison control who suggested to bring him to the next open hospital (holiday and after hours) he needed to stay overnight and it was heartbreaking. Filing a claim was easy, painless and I got reimbursed in a few days. For my surprise, after a week is so, I received an email from the company checking on my lovely pet. Felt amazing dealing with a company so caring. I love doing business with Health Paws. Over the years I have recommended Healthy Paws to anyone with a pet. When we rushed him to the animal hospital at night, we had no clue how much it would cost us, but his health was our priority. The hospital bill was definitely scary but dealing with health paws was painless and I received my reimbursement really quickly. Great company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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