Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mercy Chipman

Great company

My dog Jazmine had a growth removed. The surgical site then got infected. Healthy Paws was great about paying for the original surgery and then all the bandage changes ( every 3 days for weeks) and antibiotics. So glad we had then
5

out of 5

POSTED: | BY: Mercy Chipman

Fast Payment

Our dog had surgery to remove a growth which got infected. Healthy paws paid for the original surgery all the bandage changes ( every 3 days for weeks) and all the antibiotics. So glad we had them.
5

out of 5

POSTED: | BY: Clarissa M.

Really great pet insurance provider

My family has been very happy with Healthy Paws pet insurance! We started doing research before getting our dog and the website was very easy to navigate and get a quote. After we decided on Healthy Paws, the set up process was straight forward. We got our new pup 4 months ago (a rescue) and have already had to submit 3 claims. I was afraid this would cause issues, but the claims process is also very easy and we have had no hassles. They provide clear and detailed claim documentation and we were able to complete everything online or via email. We received reimbursement for 2 out of the 3 claims within days (the 3rd took about 3 weeks). Thankfully and most importantly, our pup is feeling all better now! We'll continue to keep him covered by Healthy Paws.
5

out of 5

POSTED: | BY: Clarissa Moran

Really great pet insurance provider

My family has been very happy with Healthy Paws pet insurance! We started doing research before getting our dog and the website was very easy to navigate and get a quote. After we decided on Healthy Paws, the set up process was straight forward. We got our new pup 4 months ago and have already had to submit 3 claims. I was afraid this would cause issues, but the claims process is also very easy and we have had no hassles. They provide clear and detailed claim documentation and we were able to complete everything online or via email. We received reimbursement for 2 out of the 3 claims within days (the 3rd took about 3 weeks). Thankfully and most importantly, our pup is feeling all better now! We'll continue to keep him covered by Healthy Paws.
5

out of 5

POSTED: | BY: Sonya Senkowsky

Healthy Paws: the only reason our dog is still alive and receiving care

Healthy Paws already saved our dog's life once, by covering her sudden surgery for liver cancer during the pandemic. Now, she is in the ER with severe pancreatitis, from which she may not recover. We would have had to let her go already, except that Healthy Paws agreed to direct-pay for the remainder of her care. This insurance may seem pricey, but when you need it, it is worth every cent. I am very glad that we did not stop paying for our pets' insurance during the pandemic.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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