Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Evier Tabora

Excellent pet insurance for the price

Excellent pet insurance for the price. I have had them for several years for all 3 of my dogs and cat. They cover nearly everything, are responsive, and very nice people. They don't cover dental, but have covered all of my claims like like they state in there plan. Solid insurance!
5

out of 5

POSTED: | BY: E T

Excellent insurance for the price, great customer service!

Healthy Paws Pet Insurance has been one of the best things I could have purchased for my pets. All of my pets 3 dogs, 1 cat have Healthy Paws. Not only are they responsive, they are nice and are really fair price. My dogs are large breeds so their bills are not cheap. Healthy Paws has processed every single one of my claims in a timely fashion and you can call them and talk to them about billing or if you disagree with a claim. They are very nice and very helpful. Overall they have been fantastic. I really wished they had some form of dental plan for dogs it would make it fantastic.
1

out of 5

POSTED: | BY: Joe Long

ZERO stars

ZERO stars, completely worthless. They are happy to take your monthly premiums, but don't help you out when you actually file a claim. It's been over 2 months and they are still "reviewing" the initial claim. Now we are unable to get other insurance because our dog has current conditions. Don't waste your time with this company, save yourself time and money, find another Pet insurance!
5

out of 5

POSTED: | BY: My Experience

No Fuss Pet Insurance

I’ve been using Healthy Paws to insure my pup for nearly two years now. When I first got my pup I did quite a bit of research on the various companies offering pet insurance. I was drawn to Healthy Paws’ simple benefits structure, as well as not having a cap on benefits per incident nor lifetime (super important!). They also had the highest user rating and seemed to be competitively priced with others, so I decided to give them a try… and I’m happy to say that to date they’ve delivered. I’ve made a couple sizable claims, and both were seamlessly paid out as expected with zero interaction from me other than submitting photos of my vet bill. If you’re in the market for pet insurance I highly recommend them.
5

out of 5

POSTED: | BY: Andrew Anonymous

No Fuss Insurance

I’ve been using Healthy Paws to insure my pup for nearly two years now. When I first got my pup I did quite a bit of research on the various companies offering pet insurance. I was drawn to Healthy Paws’ simple benefits structure, as well as not having a cap on benefits per incident nor lifetime (super important!). They also had the highest user rating and seemed to be competitively priced with others, so I decided to give them a try… and I’m happy to say that to date they’ve delivered. I’ve made a couple sizable claims, and both were seamlessly paid out as expected with zero interaction from me other than submitting photos of my vet bill. If you’re in the market for pet insurance I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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