Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dennis Mayorga

I recommend Healthy Paws.

When I got my dog Rooney as a puppy, I decided to get him health insurance because I didn't want him to ever lack the care he might need. After reading the positive reviews for Healthy Paws, I chose them and could not be happier. In the five years since, I've made a few claims and they are always so easy to submit and are processed quickly. Thanks for the excellent service Healthy Paws.
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5

out of 5

POSTED: | BY: Marina Perazzo

Reliable pet insurance and easy to file a claim

Reliable, helpful and easy to claim pet insurance. Decent rates! Highly recommend!
1

out of 5

POSTED: | BY: Tim Coy

Exorbitant yearly price increases

I've had pet insurance with Healthy Paws since March of 2018 and luckily we have a healthy dog, so we have not made any claims to date. The initial policy cost $43.23/month and every year there's been an exorbitant price increase. I just received notification that beginning in March, my premium will increase to $92.17/month! So, within three years my dog's policy went from $518.76/year to $1106.04/year... That's practically a 100% increase...IN THREE YEARS. What a racket.
5

out of 5

POSTED: | BY: Jennifer O

Highly Recommend

We have been with Healthy Paws since 2013 and they have been great. Sadly 1 of my 3 pups has had to have a splenectomy, was diagnosed with copper storage disease which requires daily medication and most recently had to have emergency surgery for a bleeding tumor in her liver. Healthy Paws has made these very stressful situations easier to handle because our claims are very easy to submit using their app and are processed very quickly. For the routine medication claims I submit they are sometimes processed within hours. We are very happy that we chose Healthy Paws.
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5

out of 5

POSTED: | BY: Nathaniel R

Healthy Paws has continued to take greyt care of our aging greyhound!

We have had Healthy Paws since we adopted Ahsoka five or so years ago, and they have made her life so much better than it would have been otherwise. Our poor girl has had a rough pandemic: she pulled off the tip of her tail and needed it repaired/docked, she sprained an ankle zooming, and more recently, she developed a cancerous lump AND a herniated disc. Healthy Paws helped us cover all that without needing to make the tough decisions between getting the best care and saving for human medical emergencies during a global pandemic.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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