Healthy Paws | Pet Insurance Review

Healthy Paws does indeed increase the premiums as the pet ages. I was misled into choosing HP for that very reason by various online reviews that are false. It's gotten to a point I can no longer afford the excessive rate hikes year after year. Also, soon after the start of the pandemic the options to adjust my policy disappeared, so I was no longer able to reduce coverage since my job hours were reduced. Looks like another "gouging" effort taking advantage of the disadvantaged. HP is an okay company for rich people who already have the money to pay for a pet emergency. Look elsewhere, and be sure to first ask how premiums increase year after year, as the dog gets older. Hopefully they will be upfront about it.

We have a Pug, and he was having an increasingly difficult time breathing, could not handle any heat or much exercise (even though he is young and at a very healthy weight), and oftentimes would gag or throw up from exertion. We discovered that Max's breed is prone to having these types of issues because of his breed, i.e. a hereditary condition. I Reviewed our insurance Healthy Paws policy and found that it did, in fact, cover hereditary conditions, but I was still unsure if the surgery would be covered. Our Max had the surgery, and the next day I submitted a claim. it was approved by the end of the day and we were reimbursed within 48 hours! I was happily shocked by how easy it was to submit the claim and how quickly we were reimbursed. I will be completely honest, I do feel like the monthly payment for our policy was a bit high and has increased 2x I believe, but I am so grateful that I purchased it and kept it through those increases and I will continue to be a Healthy Paws customer indefinitely.

We have a Pug, and he was having an increasingly difficult time breathing, could not handle any heat or much exercise (even though he is young and at a very healthy weight), and oftentimes would gag or throw up from exertion. We discovered that Max's breed is prone to having these types of issues because of his breed, i.e. a hereditary condition. I Reviewed our insurance Healthy Paws policy and found that it did, in fact, cover hereditary conditions, but I was still unsure if the surgery would be covered. Our Max had the surgery, and the next day I submitted a claim. it was approved by the end of the day and we were reimbursed within 48 hours! I was happily shocked by how easy it was to submit the claim and how quickly we were reimbursed. I will be completely honest, I do feel like the monthly payment for our policy was a bit high and has increased 2x I believe, but I am so grateful that I purchased it and kept it through those increases and I will continue to be a Healthy Paws customer indefinitely.

The Greatest review I can make is that we have had Healthy Paws for YEARS. We have had a pretty healthy dog and have only had a few minors claims over the years. This past year we discovered our pup had cancer. After a major surgery that would have cost us about $12K healthy paws reimbursed us before we even received the credit card statement for all but about $1,200. Without Healthy Paws we would have been preparing to say goodbye to our dog. For the time we have been gifted with our girl, we will forever be grateful!

We have Healthy Paws Pet insurance for years. We were fortunate to not have to make any major claims in the past. This year we discovered that our dog has cancer and after numerous test, the vet was confident that surgery was in the best interest of our dog. Her surgery would have cost about $12K. There is absolutely no way we could have afford this surgery without Healthy Paws. Instead it cost us about $2K. It is because of Healthy Paws that we have been gifted with more time with our dog. We will be lifelong customers and advocates