Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
We really love Healthy Paws - we've been a client since our pup was diagnosed with IVDD in 2016. While that specific ailment is not covered (NO PET INSURANCE ON THE MARKET COVERS PRE-EXISTING CONDITIONS), Healthy Paws has covered A TON of other illnesses and emergencies for us as our dog continues to age. It has been AMAZING to have the peace of mind on some of these high-cost items (ex: gallbladder ultrasound with partial anesthesia and oral mass removal/biopsy with full anesthesia). It's stressful enough without the financial factor!! I would hate to have to turn down treatment that I know would benefit our fur-son because of the cost, and seriously, I NEVER have to with Healthy Paws. With no lifetime spend cap, I can count on my selected reimbursement rate (90%) every time. They do not cover "good pet owner" costs, such as grooming, vaccinations, etc., but everything else, less a small $100 yearly deductible for us, is paid back - quickly! The app has had some hiccups, but overall, it's fantastic too! I OBSESSIVELY researched all of the options several years ago, and I have, thus far, been 100% satisfied with the investment. Any and all future pets will be Healthy Paws customers.
My 6 month old mini golden doodle swallowed a rock and needed emergency surgery. We are so grateful that we had Healthy Paws insurance, which covered a very sizable portion of a very sizable bill! Customer service reps were very helpful and followed up to see how Bodhi was doing. It was a scary and challenging time and it was nice to know that other people were thinking of our fur baby. We highly recommend!
I would encourage anyone thinking about rescuing a pup, to think about pet insurance because you just never know....Stan was rescued 1 year ago, just diagnosed with EPI after a month long illness. I have Healthy Paws Insurance for both of my rescues and couldn’t be more satisfied with the ease of submitting claims and the quick response. Thank you Healthy Paws staff!
5
out of 5
POSTED:
| BY: Michelle Chute
Easy to reach, pleasant people on the other end, caring.
I was skeptical getting pet insurance. I am so glad I did and Healthy Paws appeared to have what I was looking for. I can actually speak to a human and they are polite and respectful of your concerns. Very helpful. Definitely refer them.
5
out of 5
POSTED:
| BY: Maria
By far the best dog insurance out there!
After owning many large breed dogs (mostly Rottweilers) and paying out thousands of dollars for knee and hip surgeries, my vet finally suggested it might be worth my while to get health insurance for my dogs. I tried out a couple of different insurances - which I wasn't impressed with AT ALL - before I finally discovered Healthy Paws. I now have two of my dogs on Healthy Paws insurance; Milton my Bullmastiff and Cooper my rescue German Shepherd. It is by far the best puppy insurance on the market. Like your own personal health insurance, you have choices to what you want your deductible to be. It covers far more than the majority of the competitor dog insurances. It is simple to use. The complete Claim process from filing to payout of claim is impressively quick and smooth. They also follow up on your animal to check in on how they're doing - which I appreciate. When your pups are sick, you need support - you get that from Healthy Paws - they care. I recommend them to all my friends and family members. I am a huge animal lover, and my dogs are my family. I have nothing but great things to say about Healthy Paws.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
