Healthy Paws | Pet Insurance Review

We are so grateful to have a policy with Healthy Paws! Our puppy MoJo had to have emergency surgery for an obstruction after eating part of a decorative pillow. Healthy Paws made the claims process seamless and easy during a stressful situation! MoJo received great care and is back to feeling like a puppy. Thank you Healthy Paws for your customer service and compassion for our babies!

Website makes it easy to process claims and see updates on the ones already submitted.

Service is great, but my premium since 2018 has increased 3 times and in total has increased by 50%. They get you with the cheap rate initially and then raise it 15% every year.

I know many negative reviews you can tell are from irrational people, but trust me this is not. I started with healthy paws 3 years ago. at 8 weeks old I signed my Labrador Retriever up for $48 a month. After the first year the rate went up to $74 a month. Fast forward to this year the new rate is $98 a month for a healthy 3 year old Lab. No changes to coverages were made. No major claims. My 8 year old Bulldog is insured with Trupanion and as expected the rates go up about $2 or $3 a month. Not $25+ a month increases every year like Healthy Paws. My 8 year old English Bulldog's insurance is now cheaper than my Lab's. Disgraceful. The company is a complete bait and switch offering low rates and quickly jacking them up so lazy customers don't leave. Be warned and shop else where so you're not as mad as me 2 years later trying to insure a 3 year old dog with another company.

Discriminatory Company I requested a quote for my 3yo 40lb (spayed, not that they asked, so that's interesting, being that unaltered animals have more health problems, but I guess that's not important to their quotes) dog. As a pitbull, she was quoted $63/mo. As a mixed breed, it was $34/mo. I had read of other reviews that it is "based on your zip code." Although, here in rural Michigan, I had the same quote as my old zip code in Chicago. So, that's obviously not true. Will be going with another company that isn't discriminatory of certain breeds. Lesson learned!