Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kayla Fratt

Financial lifesaver for active dogs!

I've been a Healthy Paws customer since 2017. My dog Barley has had multiple big health scares over that time, but Healthy Paws has always been SO easy to work with! Barley swallowed a stick and needed big emergency abdominal surgery in 2019. It was a huge relief to know that Healthy Paws had my back with that expensive surgery, and I knew I could afford the diagnostics to keep him super-healthy. If I didn't have insurance I may have skipped some of the diagnostics! Then this summer Barley was bitten by a brown recluse spider. He ended up needing MONTHS of physical therapy, diagnostics, and debriding on a necrotic wound. Healthy Paws was there to help support me financially through all of that, which was a HUGE relief. I'd probably be financially ruined without Healthy Paws this summer.
5

out of 5

POSTED: | BY: Theresa

There When We Needed Them The Most

We purchased pet insurance because we never wanted to be in a position to have to choose between our pet's health and the cost of major health issues. We chose Healthy Paws because of its reasonable premiums, fast claims turnaround, and easy to understand policy. When our dog was unexpectedly diagnosed with cancer, Healthy Paws lived up to our decision to choose them. I would highly recommend pet insurance and Healthy Paws is our #1 choice!!!
5

out of 5

POSTED: | BY: DR

Worth every penny

When our dog suddenly lost function of rear legs we luckily found an emergency vet on the weekend that called in neurologist for emergency surgery. Having Healthy Paws made worrying about the unforseen financial impact a non issue. They even personally followed up to see how he was recovering. Very easy platform to use with the app, take picture of invoice and 2 days later direct deposit for covered amount. No hoops to jump through or typical insurance claim problems. We are so lucky to have found Healthy Paws and highly recommended.
5

out of 5

POSTED: | BY: STACI

I love Healthy Paws

I love Healthy Paws! After my elderly dog passed away a few years ago, I promised myself that I would get pet insurance for any future pets (I didn't have it for my dog & I regretted that). When I adopted my two cats at 12 weeks, I got quotes from every pet insurer I could find. I found Healthy Paws to be the best value--the coverage I was looking for at the best price backed by a name I trusted (Chubb companies). I have been really pleased with my decision ever since & especially this year when my 2-year-old boy cat developed urinary issues & then blockages. It was determined that he needed the PU surgery. It was such stress reliever knowing that the cost would be covered by my plan. And while my vet's office wouldn't accept direct pay from Healthy Paws, I knew that once I submitted my claim for reimbursement, I would have the money in my account within just a few days. Even with a couple of complications post-surgery, I never had to worry about a complicated or drawn-out claims process. In fact, my last claim was submitted on a Saturday & the money was in my account by Tuesday. Just amazing! And on top of that, they sent me an email asking how my cat was doing, which I appreciated so much. I'm really happy that I chose Healthy Paws & I cannot recommend them enough.
5

out of 5

POSTED: | BY: T Bouts

Healthy Paws is excellent pet insurance…

Healthy Paws is excellent pet insurance co. Thru my 6 1/2 years with H.P. , we have never had a problem with claims being paid, after claim review. That is the mark of a quality insurance co.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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