Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: jodi

Absolutely fantastic pet insurance and submitting a claim is easier than I could imagine!

I knew that I wanted pet insurance when I got my dog in 2017. I did research and read very good reviews for Healthy Paws. They have not disappointed me, in fact they are better than I could imagine. It is so simple to file a claim, and their response time is very reasonable. I am thrilled with Healthy Paws and I would recommend them whole heartedly.
5

out of 5

POSTED: | BY: Jaimie

Worth monthly payment

My young golden is at the vet every other month with belly issues , even though I pay out of pocket the next day my 80% is in my checking with direct deposit
5

out of 5

POSTED: | BY: Erin

Very happy customer!

My one year old rescue puppy was limping and ended up having elbow dysplasia. She needed xrays, a CT scan, and surgery and medication. All of this totaled about $5,000 and Healthy Paws paid out 90% (as my policy indicated) into my direct deposit within a week. All I had to do was upload the vet bill and description into the app. It was extremely easy. I did a lot of research before choosing a pet insurance plan. They have been responsive and helpful and I am so happy that this is the plan I went with.
5

out of 5

POSTED: | BY: Erin Egan

Very happy customer!

My one year old rescue puppy was limping and ended up having elbow dysplasia. She needed xrays, a CT scan, and surgery and medication. All of this totaled about $5,000 and Healthy Paws paid out 90% (as my policy indicated) into my direct deposit within a week. All I had to do was upload the vet bill and description into the app. It was extremely easy. I did a lot of research before choosing a pet insurance plan. They have been responsive and helpful and I am so happy that this is the plan I went with.
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5

out of 5

POSTED: | BY: Barbara

Healthy Paws is simply Amazing!

I recommend every pet parent get Healthy Paws. Our little girl was having seizures & after many blood tests, an ER visit, an MRI & a spinal tap - we finally found a diagnosis. It was a very stressful time but thankfully we have Healthy Paws and that alleviated the financial stress of the situation. Their claim process is wicked fast & easy - just snap a photo of your bill & submit it and we get the reimbursement check within a week. We are so grateful for Healthy Paws!!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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