Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Carrie Wallinger

Highly Value and Recommend

I can't recommend Healthy Paws enough. As the owner of two dogs and one cat currently and multiple cats and dogs who have passed on, I don't know what I would do without good pet insurance. We've always gotten our pets on Healthy Paws early in life and we have never had an issue getting a claim paid quickly and as expected. We are so grateful for the coverage, especially the absence of a lifetime maximum. Our cats have undergone treatment for kidney disease and cancer and our senior dog has had multiple surgeries. For those who consider pets to be family pet insurance is a must have, and I wouldn't recommend anyone else.
5

out of 5

POSTED: | BY: Christy P

We absolutely LOVE Healthy Paws

We absolutely LOVE Healthy Paws for Pet Insurance. They are incredibly easy to use, their terms and conditions are easy to understand, AND they even followed up after one of our pups had major emergency surgery. Truly the kindest company and recommend them to everyone we know.
5

out of 5

POSTED: | BY: Cameron

Healthy Paws is great

I've always had great experiences with healthy paws! They got me the help I needed to provide my pets with care when it comes up!
5

out of 5

POSTED: | BY: Debra Geraghty

I have a 7 month old mini-Austrailian…

I have a 7 month old mini-Austrailian Shepherd named Zoey. I signed up with Healthypaws pet insurance after talking with a neighbor who had this insurance and was happy with it. I also did my own google searches. So far, we have had three emergencies with Zoey covered by Healthy paws!! I really appreciate the amazing turn around time on the repayment of costs we pay. I appreciate the concern and quick response the personnel working with Healthy Paws always gives me either by phone or email. This program has been well worth the cost and them some. The rules and what is covered, deductible, etc., are also very well covered in their paperwork.
5

out of 5

POSTED: | BY: Christine Bartolillo

Healthy paws is a lifesaver (literally)

When we got our dog Hattie as a puppy five years ago, we signed up for pet insurance thinking “we’ll probably never even use this”. I questioned whether or not the monthly fee was worth it. Well, three surgeries and a lot of money later, I can say for certain that it was. Hattie’s vet bills have totaled $8055 and with healthy paws, we only actually spent $2424 after being reimbursed, which makes the premium more than worth it. The best part is, I’ve never had an issue with ANY claim. I take a photo of the receipt, submit it, get reimbursed. I wish my own health insurance was that easy! I never wanted to be put in a position where I had to decide if getting my dog the care she needs was feasible or not, and with healthy paws I never ever have to worry.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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