Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lisa

Excellent

Healthy Paws has been awesome since I got my puppy. They are speedy in their responses and reimbursements. I have not had to question any of our claims as they have given me detailed breakdowns every time.
5

out of 5

POSTED: | BY: Robert Clews

ACL TPLO SURGERY

Moxie has now had 4 knee surgeries and a tendon surgery, along with lots of rehab. Throughout, Healthy Paws was outstanding, claims were so easy to submit and customer service was flawless. Ok so the policy increased after the first claims which I fully understand, but was still worth every penny. We do have another dog on the policy and wouldn’t even consider another company. If you are thinking about signing up, look no further.
2

out of 5

POSTED: | BY: TD Arms

Raise your rates every year.

First I say when I initial insured my dog with them everything seemed fine. Responsive customer service and the like. Then after the first year with no claims raised my rates $5 per year 45-50. My dog was 1 year old. Since that time they have raised it every year. He just turned 5 and they have now raised it to $87 for 2021. I have filed one claim in the 5 years I have had him. This is a complete RIPOFF. So just to see what would happen I went back to their website and entered a factious pet with the same information as my dog, current weight and age with the same benefits. The quote I received ..... $47 ?????? So they get you on the hook and then increase your premiums every year. What a scam. I'm not real sure how they end up with such high rating every year. They probably have people or employee pad their reviews. Unless you like getting ripped off I would recommend not using them.
5

out of 5

POSTED: | BY: Mike Crain

Excellent service

Our French Bulldog sustained a serious back injury recently. Healthy Paws pet insurance completed the claim quickly and with compaction. They stayed in contact with us during the whole process. Pua, our frenchie needed a emergency back surgery. Our out of pocket expenses were reimbursed a few days after the claim was closed. Healthy Paws has been wonderful during this stressful time. We are hopeful for a full and speedy recovery for Pua.
5

out of 5

POSTED: | BY: Gregg Harris

Healthy Paws is a great pet insurance that I would recommend to any pet owner!

Our Rescue dog Scruffins was diagnosed with epilepsy last year and has had numerous trips to the hospital and is on multiple medications to try and help limit his seizures. Healthy Paws has been a lifesaver for my wife and I! They are incredible quick responding to inquiries and processing claims and sending out checks. We have never had any issues with them and we often talk about what a great company they are and how efficient they are. The other thing that is great about Healthy Paws is that they really seem to care. After Scruffins has spent time in the hospital or they notice that there have been several claims they reach out to us to see how he's doing and always wish him well and that personal touch really helps make a big difference. Scruffins is a beloved member of our family but it hasn't always been easy on us or him given his medical issues. Healthy Paws has really eased our stress and anxiety knowing how on top of everything they are.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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