Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Rachel Strauss

HEALTHY PAWS INSURANCE!?

HEALTHY PAWS INSURANCE!?! I cannot say enough wonderful things about them. We've been clients for almost two years. They got us through a TPLO ($5000) surgery with our dog. We were resposible for $800- Healthy Paws covered the rest. AND they help with the Rehab!!!! We have 80% reimbursement, BUT Healthy Paws worked directly WITH the Animal Hospital. So my husband and I were never reimbursed- the hospital was! Solid team of professionals here. App is easy to use. Amazing. Thank you Healthy Paws!
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1

out of 5

POSTED: | BY: Ken

Don't fall for the warm and fuzzy advertising.

Healthy Paws is happy to insure your dog as long as they are young with minimal risk. They up the premium so much that you are basically forced to cancel it when they reach their senior years. This way they profit off you and then dump you when there is too much of a risk. I just went thru this with them. I have over the years recommended HP to many and now will never do so again after these tactics. Cancel and put that money away in a separate account. How many people can afford 400 to 500 dollars a month? Research it before considering HP. They will screw you over.
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5

out of 5

POSTED: | BY: Dwayne

Highly Recommend - Fast Reimbursement and Easy Process

Get the insurance!!!! When she got sick a few weeks ago we took her to an emergency vet clinic - our bill walking away from there was $1,149. We immediately had to take her to the vet specialist - our deposit was $10,045 😳😳 because they expected the total bill to be $13-$15K. The bill after surgery ended up being less than this at around $6,500 total. So in the end we walked away from both visits with a total of $7,700 in bills! I can say that without pet insurance this decision of having the surgery would not have been an easy one and more than likely at her age we would have skipped it, which would have risked her life and we could have lost her. Healthy Paws Pet Insurance was immediately on top of our claims and we have already received our reimbursement checks where they covered 80% of the bills. Yes that means we still paid about $1500 out of pocket but that was a no brainer and allowed us to go through with everything necessary and hopefully earn a few more years with Delilah!
5

out of 5

POSTED: | BY: customer

Excellent

Highly recommend healthy paws. Used it for my three dogs. Great plan options!
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5

out of 5

POSTED: | BY: Kathy

Excellent

Highly recommend healthy paws. Used it for my three dogs. Great plan options!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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