Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
In January 2021, I enrolled in a health insurance plan with Healthy Paws for my pug, Oscar, who was three year old at the time. I was recommended Healthy Paws by a friend who has a Boston Terrier. This past January 5, 2022, after an episode of acute vomiting followed by several days of barely eating, Oscar was hospitalized at VCA West Los Angeles Hospital. He stayed there for five nights and was diagnosed with multicentric lymphoma which came as a shock to me. After the diagnosis was made, Oscar was treated with prednisone and an Elspar injection. Five weeks later, he is now in remission. Last January 26, I submitted his hospital bill to Healthy Paws. Less than ten days later, I received a check from them for a five figure amount. I have only one thing to say: thank you Healthy Paws!
At the advice of a friend, we joined Healthy Paws ever since we brought our dog home. Healthy Paws has been great - easy to file claims, get reimbursements, and good communications. Our dog had 3 surgeries, dealing with few health issues, and Healthy Paws has been a good partner through all. The premiums do go up every year, but so far, has been worth it for us over the past 4 years.
They give great peace of mind. Our coverage does not include examinations and covers 80% of the rest after a modest deduction. Our pup recently had some health issues after years of having coverage. Our claims were quickly processed and we were reimbursed promptly. I feel it is irresponsible not to have good coverage. It allows you to seek help with even minor problems to keep your friend healthy. Healthy Paws is fantastic - I highly recommend them.
5
out of 5
POSTED:
| BY: Vasily Averin
Insurance helped us through a very tough time!
We are very happy with our insurance. This year, both of our dogs were found to have a fairly rare disease, and as it often happens, if a disease is rare, a diagnosis is not made quickly. At first, we went through a hospitalization of one and a long doctoring of both; then, after 5 months, we had to hospitalize again, this time with expensive tests, such as radiographs, CT, biopsies, and lab tests for both dogs. The situation was exasperated by the fact that the hospitalized one now had an acute onset of hepatolysis.
Our insurance company was with us through this entire time. They quickly and efficiently worked through all of our medical bills, returning our portion of the money in 3 to 5 business days. When thousands of dollars are in question, such a response is very important, and we are very grateful for our insurance company for helping us with no difficulties through this tough time.
If you want reliable insurance for your pets, do not hesitate and contact Healthy Paws Pet Insurance!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
