Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ena

Thank you HealthyPaws

I've had a really wonderful experience with HealthyPaws. I jumped on it and got insurance for my cat when he was young and I am so glad I did. Recently he has been dealing with some complex medical issues and having HealthyPaws on my team has been such a relief. I don't have extra stress in those important moments and can get my little boy the medical attention he needs and deserves. They make claim submittal very easy and their customer service is wonderful! Nothing but great things to say. Thank you HealthyPaws!
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5

out of 5

POSTED: | BY: Marie

Healthy Paws is very prompt to respond and caring.

We are very happy with Healthy Paws. Brady had 2 teeth extracted and the claim was settled in just days. Our claims are usually acknowledged the same day that they are submitted. They also followed up days after the surgery.
5

out of 5

POSTED: | BY: Susanna

highly recommended

Our 9 month old puppy needed hospitalization and Healthy Paws came through for us just as promised!
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5

out of 5

POSTED: | BY: Megan

Responsive. Caring honest pet insurance

We have been with Healthy Paws for years and over this time they have been caring, quickly responsive to our claims and honest in fulfillment of claims. Well we hope our pets never get Sick, If they do it is great to know that we can have them cared for without major financial concerns.
1

out of 5

POSTED: | BY: Rewa

Unfulfilled claims

Bad experience they did not process the claim despite my vet sending the relevant documents. Their system acknowledged receipt by email and then later they said they wanted more except everything had been shared. They don’t cover half the things allstate or lemon does.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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