Does Healthy Paws have maximum payout limits?

No. With Healthy Paws pet insurance you will never have to worry about any per-incident, annual or lifetime caps.

Does Healthy Paws cover hip dysplasia?

They do as long as your pet is under 6 years of age at the time of enrollment and there are no clinical signs or symptoms within the first 12 months from the pet policy effective date.

Does Healthy Paws offer wellness or preventative care?

At the time of this writing, Healthy Paws only offers Accident & Illness coverage.

How does Healthy Paws reimburse us?

Healthy Paws pet insurance offers two options for payments: you can receive a check by mail or have your payment deposited directly into your bank account.

How long does it take to be reimbursed?

If you’ve chosen direct deposit, your payment will most likely be issued within 24 hours after your claim has been approved. Checks can take up to 10 days to reach you.

Healthy Paws Pet Insurance Review 2025

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada

out of 5

POSTED: 08/31/2021 | BY: Jill D.

Healthy Paws pet insurance

My husband and I insured our 2 cats at the advice of our vet, and we were very happy we followed that advice! One of our cats has had several large claims, and we have been very impressed with Healthy Paws. Filing a claim is simple, the coverage has been great, the reimbursement quick, and the customer service helpful. We are very pleased with Healthy Paws and would highly recommend it to other pet owners.

Definitely recommend this pet insurance

It has been great working with Healthy Paws. They are super prompt, and have great customer service. After my puppy had surgery they went out of their way to check in on her, which I thought was extremely thoughtful . I would definitely recommend this pet insurance to all my friends.

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out of 5

POSTED: 08/30/2021 | BY: brieona cornelius

It has been great working with Healthy…

Healthy Paws provides excellent coverage and quick claims processing!

I had a wonderful experience with Healthy Paws covering emergency veterinary expenses for my 14 year old Doberman recently. I suspected she was experiencing a Urinary Tract Infection and knew she needed to be seen quickly to prevent it from spreading. I was able to take her to my vet to receive the highest quality care, all the while knowing her policy with Healthy Paws would stand behind us and cover the cost of her treatment; allowing me to focus on tending to her medical needs and ensuring she felt better as soon as possible. I have had all my rescue dogs covered with Healthy Paws since 2010 and their genuine concern for the cause of finding homes for homeless pets and providing a way for pet parents to pay for sometimes expensive medical care is above and beyond. I would highly recommend them!

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out of 5

POSTED: 08/30/2021 | BY: Brian N. Marietta, GA

Healthy Paws Pet Insurance is Excellent

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance detail

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Provider website

Advertiser Disclosure: The Company receives compensation from the third parties included on this site which includes payment for clicks from the Service to Insurance Providers’ sites and quote requests generated. We also receive payment from advertisers to feature in emails we send to users who have opted in to receive offers from third parties. It is this compensation that enables Company to provide you with services at no cost. We strive to provide a wide array of offers, but our offers do not represent all pet insurance companies or products.

Healthy Paws | Pet Insurance Review

Healthy Paws pet insurance

Definitely recommend this pet insurance

It has been great working with Healthy…

Healthy Paws provides excellent coverage and quick claims processing!

Healthy Paws Pet Insurance is Excellent

Monthly Cost

Coverage

Payout Limits

Deductible

Age Limits

Waiting Period

Exclusions

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