Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,179

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Christine P.

My dog is recovering from double…

My dog is recovering from double cataract surgery, and her progress after 2 weeks is great. Her eyesight has been restored, thanks to a skilled veterinary ophthalmologist. I would also like to thank Healthy Paws for coming through for us and covering the considerable expense of the surgery.
5

out of 5

POSTED: | BY: Kay Trimbur

I have had Healthy Paws for 11 years…

I have had Healthy Paws for 11 years now. The 4th year I had it my 4 year old Yorkie’s trachea collapsed. We rushed her to the hospital where they put a stent in which cost over $5,000 and healthy paws covered 70% less the veterinarian’s cost. That was 7 years ago. She needs x-rays and check-ups every 6 months. Has had numerous infections and tracheal washes plus medications that tops over $200 a month. If not for healthy paws we would not be able to afford her care. There was only one time where it took 30 days to process a claim but other than that claims are usually processed within a week or at the most 2. I have recommended Healthy Paws to many of my friends as I am that pleased with them. They make the decision to care for my dogs easy without the worry of medical bills.
5

out of 5

POSTED: | BY: Megan D

I have had healthy paws for 11 years…amazing!

I have had healthy paws for 11 years and they have always taken good care of my dog in a timely manner! I have never had a problem processing a claim, despite large& frequent procedures. Given my dog is almost 12 years old, the premiums are very reasonable.
5

out of 5

POSTED: | BY: Megan

Amazing

I have had healthy paws for 11 years and they have always taken good care of my dog in a timely manner! I have never had a problem processing a claim, despite large& frequent procedures. Given my dog is almost 12 years old, the premiums are very reasonable.
5

out of 5

POSTED: | BY: I Riggs

We have Healthy Paws Pet Insurance for…

We have Healthy Paws Pet Insurance for our dog. She has had numerous health issues, including surgery, and each time, Healthy Paws paid 80% of the costs after deductibles. It has made care decisions much easier, and our dear pet has fully recovered and is able to fully enjoy life after illness! The app is so easy to use. You just submit photos of your invoices, and you get reimbursements in very little time. Our premiums have gone up over time, so don't assume that what you pay at the start will be the cost later on. Nevertheless, we highly recommend this company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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