Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Sharon

The worst customer service I have ever…

The worst customer service I have ever experienced. Takes forever for anyone to answer a call. Sent in a claim and got the run around about the claim being processed and paid. I was told over and over that my vet never sent the necessary records which I found out was not the truth so I ask the vet to send them to me so I too forwandered them on. Then they needed additional information from my vet which I found out they received but the records were never sent to the review person's until I called. Now I am told I have to wait another 30 days while I continue to pay my premium not knowing if our claim will be paid or not. I have spent hours on the phone talking to so many different individuals with different stories being told to me. The stress and time spent is not worth it.
5

out of 5

POSTED: | BY: Bob Herd

Reliable insurance, claims are processed quickly and correctly

We've had Healthy Paws insurance for our girl for over 5 years. During that time, we have received solid customer support and efficient claims processing. Recently, our dog was in an ER for 14 days. Healthy Paws accepted and processed all claims related to this stressful, expensive experience. We are very grateful.
5

out of 5

POSTED: | BY: Diana Rollins

Healthy Paws Insurance is WORTH IT

I cannot even express how THANKFUL I am for Healthy Paws. My 3yr kitty named Jacob all of a sudden became so so sick. His fever touched 105.6. They thought his liver, pancreas, and gallbladder was failing. He had to be in the hospital for 5 days/nights. .... it was almost 10k. right? But Healthy Paws came to the rescue and was able to reimburse a large portion of that bill. If you are on the edge about getting the insurance... DO IT. You will not regret it.
5

out of 5

POSTED: | BY: Diana Rollins

Healthy Paws Insurance is WORTH IT

I cannot even express how THANKFUL I am for Healthy Paws. My 3yr kitty named Jacob all of a sudden became so so sick. His fever touched 105.6. They thought his liver, pancreas, and gallbladder was failing. He had to be in the hospital for 5 days/nights. .... it was almost 10k. right? But Healthy Paws came to the rescue and was able to reimburse a large portion of that bill. If you are on the edge about getting the insurance... DO IT. You will not regret it.
5

out of 5

POSTED: | BY: Abbie Edwards

I highly recommend Healthy Paws Pet Insurance.

While my Australian Shepard, Zoey, was having her teeth cleaned an x-ray confirmed that she had a cracked tooth that needed to be extracted. In addition, surgery to remove a small, precancerous mass on her eyelid was also removed at that time. This routine dental cleaning turned into a pretty expensive medical bill. I did quite a bit of research into pet insurance before selecting Healthy Paws to insure my three dogs. The process for submitting this claim to Healthy Paws was very easy and I was impressed with how promptly the claim was reviewed and I was quickly reimbursed for the extraction and surgical procedures covered by the plan. I highly recommend Healthy Paws Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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