Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,179

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: LINDA DONAHUE

Best Pet Insurance

My late (and so great) Yorkie had myriad health issues throughout her 15-year life, and since I didn't get her insured before they began, I ended up paying roughly $20k for her vet bills over the years. That's why I researched pet insurance carriers before I brought my new pup home in late 2018. Boy, did I choose the right company. When Bonzo needed tests (including an ultrasound) to determine why he was vomiting so frequently, Healthy Paws reimbursed almost all of the expense. When he needed a tooth extraction after fracturing it (still unknown how that happened), they covered 90% of the surgery and treatment. And when, a few weeks later, he developed a gastrointestinal issue that had me taking him to the vet a few times, I could focus on my dog's wellness without worrying about the financial hit, because Healthy Paws reimbursed 90% of the covered expenses within days. And when I got an email checking up on Bonzo? That made me smile. Healthy Paws is the best!
5

out of 5

POSTED: | BY: Devan Kassab

Healthy Paws Rocks!

My dog Leo is 6 years old and has had a policy with Healthy Paws for his whole life. We've had to file several claims over his life, a couple of them being substantial because of surgery. Each claim was super easy and no hassle at all. I just simply pulled out my phone, opened up the Healthy Paws app, took a picture of the invoice, and within a matter of days I was reimbursed via direct deposit. Just having peace of mind knowing that my dog can get medical care without me having to worry about extensive bills is beyond wonderful. If you are on the fence about getting insurance for your pet, don't be! Get it now!
5

out of 5

POSTED: | BY: Devan

Healthy Paws Rocks!

My dog Leo is 6 years old and has had a policy with Healthy Paws for his whole life. We've had to file several claims over his life, a couple of them being substantial because of surgery. Each claim was super easy and no hassle at all. I just simply pulled out my phone, opened up the Healthy Paws app, took a picture of the invoice, and within a matter of days I was reimbursed via direct deposit. Just having peace of mind knowing that my dog can get medical care without me having to worry about extensive bills is beyond wonderful. If you are on the fence about getting insurance for your pet, don't be! Get it now!
1

out of 5

POSTED: | BY: Lindsay Castro

Horrible company!

Horrible company!! I’ve had this insurance for my dog since 2015 and I paid $45 a month. Slowly throughout the years the payment has increased which is to be expected even though in 6 years my dog has never had any serious medical issues and I’ve only made two claims. now they have raised my monthly payment from $80 to $140!!!! Their reasoning was because the cost of services in my area. The only problem is that when I went to their website to get a new quote as new customer I was quoted $79 a month! They are scammers. I also got quotes from other pet insurance companies and was quoted even lower than that. This company doesn’t even cover dental for all that they are charging you. Maybe 5 years ago This was a good insurance choice for your pet but now this is clearly a company that is going downhill in service. You can see from their response that they clearly don’t care lol. If they really had fair pricing then why does Figo pet insurance charge way less for the same area. Figo also covers dental!!!!!! Save yourself the trouble and don’t use healthy paws. They don’t actually care about their customers.
5

out of 5

POSTED: | BY: Doris M

I have had Healthy Paws Insurance for 10+ years now.

I have had Healthy Paws Insurance for my 11 year old Yorkshire Terrier For 10 1/2 years. At age 4 her trachea collapsed and she needed a stent or she would have died. It cost $ 5,000 and Healthy Paws paid 70% minus the vet (doctor) fee . That was 7 years ago. She needs to have X-rays to check the stent and check ups every 6-9 months. Since the stent has been in place she has had numerous infections and has to take $200 worth of medications each month. Healthy Paws only once took about a month to process a claim. They are usually processed within 2 weeks. If I did not have Healthy Paws. I could not afford all the vet care my dog needs. They allowed me to pay for the procedure that saved her life and made it so we can have her and love her all this time. I am so grateful for them, it was one of the best decisions as a pet owner I have made purchasing this insurance. I recommend it to all my friends and my rescue buddies. If would not own a pet without it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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