Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,179

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Gisele

So Grateful...

In January 2021, I enrolled in a health insurance plan with Healthy Paws for my pug, Oscar, who was three year old at the time. I was recommended Healthy Paws by a friend who has a Boston Terrier. This past January 5, 2022, after an episode of acute vomiting followed by several days of barely eating, Oscar was hospitalized at VCA West Los Angeles Hospital. He stayed there for five nights and was diagnosed with multicentric lymphoma which came as a shock to me. After the diagnosis was made, Oscar was treated with prednisone and an Elspar injection. Five weeks later, he is now in remission. Last January 26, I submitted his hospital bill to Healthy Paws. Less than ten days later, I received a check from them for a five figure amount. I have only one thing to say: thank you Healthy Paws!
5

out of 5

POSTED: | BY: Gisele Galante Chulack

So grateful...

In January 2021, I enrolled in a health insurance plan with Healthy Paws for my pug, Oscar, who was three year old at the time. I was recommended Healthy Paws by a friend who has a Boston Terrier. This past January 5, 2022, after an episode of acute vomiting followed by several days of barely eating, Oscar was hospitalized at VCA West Los Angeles Hospital. He stayed there for five nights and was diagnosed with multicentric lymphoma which came as a shock to me. After the diagnosis was made, Oscar was treated with prednisone and an Elspar injection. Five weeks later, he is now in remission. Last January 26, I submitted his hospital bill to Healthy Paws. Less than ten days later, I received a check from them for a five figure amount. I have only one thing to say: thank you Healthy Paws!
1

out of 5

POSTED: | BY: Eduardo Rueda

They are the worst pet insurance money…

They are the worst pet insurance money could buy. Will never ever use there insurance again.
5

out of 5

POSTED: | BY: JJ

Great 4 Years

At the advice of a friend, we joined Healthy Paws ever since we brought our dog home. Healthy Paws has been great - easy to file claims, get reimbursements, and good communications. Our dog had 3 surgeries, dealing with few health issues, and Healthy Paws has been a good partner through all. The premiums do go up every year, but so far, has been worth it for us over the past 4 years.
5

out of 5

POSTED: | BY: Bob

Great, dependable insurance

They give great peace of mind. Our coverage does not include examinations and covers 80% of the rest after a modest deduction. Our pup recently had some health issues after years of having coverage. Our claims were quickly processed and we were reimbursed promptly. I feel it is irresponsible not to have good coverage. It allows you to seek help with even minor problems to keep your friend healthy. Healthy Paws is fantastic - I highly recommend them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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