Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,176

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Sandrine

The Best Best Best Insurance!!

The Best Insurance. The app is so easy to use to send your invoice (just a photo and a click) or messages. They are extremely fast. I recommend 100 % Healthy Paws.
5

out of 5

POSTED: | BY: Mary D'Amato

I'm so happy I purchased this insurance…

I'm so happy I purchased this insurance for my kittens! I wasn't going to...I though eh, they are kittens, I won't have many vet bills. One of my kittens developed high liver enzymes and has had many vet visits and big bills trying to figure it out. Another one developed diarrhea and is undergoing tests. For my last claim, I submitted my bill and it was approved in 2 hours! I get direct deposit the next day, so I can pay off my credit card that I used to charge the bill before it's even due.
5

out of 5

POSTED: | BY: Oneyda Rodas

Thank God I enrolled my beloved Nahla…

Thank God I enrolled my beloved Nahla (and my other 5 babies) with Healthy Paws Insurance, she is only 5 years old and recently diagnosed with diabetes 🥺 until now between her emergency hospitalization, follow ups and oftalmologist visits (she lost her vision very quickly) due her diabetes we’re at over $4000 in medical bills, but thank God Healthy Paws had covered 90% of it, no questions ask and quickly reimbursement. Thank you Healthy Paws for being there for my little Nahla.
1

out of 5

POSTED: | BY: Steph M.

My cat's insurance policy increased almost 400%

My cat's insurance policy increased from $110 in 3/22, to $507 a month in 4/22 - even though I've had a policy for her for about 9 years, and never made a claim - as she's now about 17, they clearly are penalizing me because of her age. They are allowed to operate differently in different states, and in California they are doing this to everyone with older cats/pets. They advertise that you won't be penalized for age, the premiums won't be terrible as your pet ages, etc, and they are heinous LIARS! By the time they do this your pet is too old to get insurance anywhere else, so you can either pay $6000 year for insurance, substantially lower your coverage, or go without. Run away from Healthy Paws as fast as possible.
5

out of 5

POSTED: | BY: Marcia

My Goldendoodle

My Goldendoodle, Alfred, recently underwent surgery to remove a malignant tumor from his paw. The team at Heathy Paws processed the claims for his medical care quickly and even sent emails to check on his recovery. Thanks to Healthy Paws, I didn't have to worry about the cost of Alfred's care and could focus on what was most important...helping my fur baby recover.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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