Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: customer

The BEST insurance EVER!

Our 13 months old puppy, beautiful mischievous girl Paisley ended up in an emergency after developing symptoms of lethargy, fever, loss of appetite, activity over two days..and then again...and again..over course of 2 months we ended up seeking veterinary help 6 times as Paisley was progressively getting worse, deteriorating in front of our eyes, and no conclusive hypothesis what was wrong. In the end she ended up hospitalized for 2 and half days at the Sage hospital where incredible team of doctors has done MRI, spinal tap and diagnosed her with autoimmune meningitis. Paisley is now is receiving the treatment she needed, and we have all the hope she will survive and make full recovery....Why is Healthy Paws the best? Cause going through this drama we NEVER, EVER needed to worry will our insurance cover it. NEVER, EVER worry if there some secret loophole. NEVER needed to be forced to choose between paying bills or saving our furry family member. We have submitted our medical bills online, and received the reimbursements in a week. Simple as that. Healthy Paws is the BEST insurance EVER!
1

out of 5

POSTED: | BY: Chantelle Khambholja

As a professional, I do not recommend HealthyPaws

I am an emergency veterinarian and as such, I know full well the benefits of a good pet insurance provider. I have also been a client of HealthyPaws for several years now. Recently, without any notice, my premiums increased by almost 50%. Only a few years prior, Washington fined this company and made it pay back $4.7 million in unauthorized charges. That alone should have been a red flag for me. I have never filed a claim and my dog has been otherwise healthy. The response of the company representative was cold, rude and otherwise unprofessional. Having dealt with other companies through work, I have seen the quality of care provided by HealthyPaws decline substantially. I will not be recommending them to my clients going forward.
5

out of 5

POSTED: | BY: Karen Doby

Best pet insurance ever!

Beckett tore her ACL/CCL and required a very expensive surgery for repair. I submitted the invoices and my Vet submitted their clinical paperwork and her claim was paid within 10 days. I received email updates on my claim status as well as an email to check on how Beckett was doing post surgery.
5

out of 5

POSTED: | BY: Sharon Black

Healthy Paws offers peace of mind from financial worries

I've had Healthy Paws for 3 of my dogs and their customer service has been outstanding. Premiums aren't cheap but neither are the vet bills. It's good to know that when something happens to my dogs, I won't be stressed over the bills. Having to decide if it's financially feasible to get your dog the care it needs is a position that my pet insurance has eliminated. I don't ever want to be in a situation again of having to decide if I can afford the vet care in an emergency. Haven't had any problems with coverage as claims are quickly processed and reimbursements sent in a timely manner.
5

out of 5

POSTED: | BY: Sharon Black

Healthy Paws is a life saver!

I've had Healthy Paws for 3 of my dogs and their customer service has been outstanding. Premiums aren't cheap but neither are the vet bills. It's good to know that when something happens to my dogs, I won't be stressed over the bills. Having to decide if it's financially feasible to get your dog the care it needs is a position that my pet insurance has eliminated. I don't ever want to be in a situation again of having to decide if I can afford the vet care in an emergency. Haven't had any problems with coverage as claims are quickly processed and reimbursements sent in a timely manner.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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