Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
3

out of 5

POSTED: | BY: Brandon Auch

Great service, but the prices are getting ridiculous

It pains me a bit to give Healthy Paws anything less than "10 paws" but the annual premium increases are becoming nothing but absurd. When I signed up in December 2017, my monthly payment was somewhere around $48 per month... fast forward only 4 years later and it's now going to be around $102 per month! They recently sent out an email essentially blaming it on one of their insurance underwriters, Westchester Fire Insurance Company, which sounds like an issue Healthy Paws needs to figure out... not mine. Beyond the cost, their customer service has been nothing but top notch. They're easy to work with and process claims incredibly quick. Their customer service team has always checked in on my pup to see how he's doing after a vet visit. If they can figure out their costs and stop the dramatic premium increases each year, they'd easily be "10 paws".
5

out of 5

POSTED: | BY: Laura G.

HealthyPaws is INCREDIBLE!

We wanted to share how incredibly happy and grateful we are to have HealthyPaws for our two boxers. Louie, an athletic and active boxer had a neck injury that required both cervical surgery and physical therapy. HealthyPaws even covered his accupunture and swim therapy. The infrastructure has easy to use electronic submissions and very caring associates.
5

out of 5

POSTED: | BY: Julie B

Great service

Very fast at reviewing claims. Very clear in what is covered and what is not. Helped take a lot of stress out of a visit to the emergency vet!
1

out of 5

POSTED: | BY: CM

Criminally negligent and absurdly…

Criminally negligent and absurdly useless.
5

out of 5

POSTED: | BY: Maja Petkovic

The BEST insurance EVER!

Our 13 months old puppy, beautiful mischievous girl Paisley ended up in an emergency after developing symptoms of lethargy, fever, loss of appetite, activity over two days..and then again...and again..over course of 2 months we ended up seeking veterinary help 6 times as Paisley was progressively getting worse, deteriorating in front of our eyes, and no conclusive hypothesis what was wrong. In the end she ended up hospitalized for 2 and half days at the Sage hospital where incredible team of doctors has done MRI, spinal tap and diagnosed her with autoimmune meningitis. Paisley is now is receiving the treatment she needed, and we have all the hope she will survive and make full recovery....Why is Healthy Paws the best? Cause going through this drama we NEVER, EVER needed to worry will our insurance cover it. NEVER, EVER worry if there some secret loophole. NEVER needed to be forced to choose between paying bills or saving our furry family member. We have submitted our medical bills online, and received the reimbursements in a week. Simple as that. Healthy Paws is the BEST insurance EVER!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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