Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Carola

I'm extremely happy with Healthy Paws

I'm extremely happy with Healthy Paws. Every time we've had to take our puppy to the vet for some kind of urgent care, I haven't worried about the expense because I know Healthy Paws is going to reimburse me without delay. The enrollment of your pets is very easy, as well as the claim process. They're very clear on what they cover and what they don't, so you know what to expect when you file a claim. Highly recommend it!!
5

out of 5

POSTED: | BY: Carola Anderson

Best decision ever!

Excellent insurance. Very easy to enroll your pets. They are very clear about what they cover and what they don't, so you know what to expect once you submit a claim. The only time there was a mix-up with invoices submitted, they quickly responded and fixed the issue. We feel very happy to have both our dogs insured with Healthy Paws. Highly recommend it!
5

out of 5

POSTED: | BY: Rhonda Vasquez

The best of the best pet insurance

This insurance has been a life saver, literally, for my Labrador Moose. Just before Thanksgiving Moose fell ill with hemorrhagic gastroenteritis. It was Sunday and instead of waiting until Monday to see our vet, I took him to the Emergency hospital. The doctors there said he would have died during the night if I had waited. He had to stay 4 days with 4 hour care, IV's , meds etc. Because of this insurance I was able to afford this lifesaving care. I submitted the claim and was informed only 4 days later that a check was in the mail! I will get the check before the credit card bill comes. This has been a great Christmas present this year, saving Moose. The folks at Healthy Paws mare all great, fantastic customer care and swift responses to claims.
5

out of 5

POSTED: | BY: Leslie

Highly recommend Healthy Paws

We purchased a Healthy Paws policy when our dog was a puppy, and we have been extremely satisfied with the policy and the service. The company is clear what they will cover, and I have never had them argue a reimbursement. In fact, our dog recently had major leg surgery, and they covered it and sent us a reimbursement within 2 days of our claim submission! They are very easy to use with either the computer or the mobile app, and everything is taken care of quickly with automatic deposit.
5

out of 5

POSTED: | BY: Leslie Sherrill

Highly recommend Healthy Paws

We purchased a Healthy Paws policy when our dog was a puppy, and we have been extremely satisfied with the policy and the service. The company is clear what they will cover, and I have never had them argue a reimbursement. In fact, our dog recently had major leg surgery, and they covered it and sent us a reimbursement within 2 days of our claim submission! They are very easy to use with either the computer or the mobile app, and everything is taken care of quickly with automatic deposit.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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