Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Slice

Disappointed due to 35% rate increase…

Disappointed due to 35% rate increase in first year. Read many other reviews with extremely high rate increases. Would recommend looking elsewhere or saving money monthly for future costs. I am not looking for a canned response letting me know how hard the management team works to keep costs low or that my account cannot be found…just wanted to share others so that they do not make the same mistake that I did of expecting a reasonable premium to remain.
5

out of 5

POSTED: | BY: Lori Faeth

Amazing Company

Healthy Paws has insured my two fur babies for many years. Their service and caring customer service is extraordinary. They are a group of amazingly efficient and extremely caring people! They act more like family then a company. They have emailed me to check to see how my fur babies are after medical procedures or a not so great diagnosis. I highly recommend them if you are looking for insurance for your dog or cat!
1

out of 5

POSTED: | BY: Dustin Wachsmuth

Evil Evil company

Evil Evil company. 6 years of making payments and my credit card got suspended because it was stolen. I then was sick and didn't receive any information from them. They canceled after 6 years of making payments and to reinstate they wanted double the money per month and 70 percent reimbursement instead of 90 percent. Do not use them, go to trupanion.
5

out of 5

POSTED: | BY: Ashley

Stress Free Dog Mom

When deciding to enroll in pet insurance, I was once told that I have insurance for my home, my car, myself, so why wouldn't I have it for my pet? My 90 Ib lab had a TTA ACL surgery a month ago. Healthy paws was able to answer all questions prior to the surgery so that I could solely focus on my recovering dog. When the claim took a bit longer, they followed up and communicated of such information. Healthy Paws has continued to ask about the recovery of my dog, and this truly shows how much they care about their clients. 10/10 would recommend insuring your pet through Healthy Paws. A fantastic team to work with and they let you focus on what really matters in life... making sure your pet lives the best one they have.
5

out of 5

POSTED: | BY: Ashley Rickard

Stress Free Pet Owner

When deciding to enroll in pet insurance, I was once told that I have insurance for my home, my car, myself, so why wouldn't I have it for my pet? My 90 Ib lab had a TTA ACL surgery a month ago. Healthy paws was able to answer all questions prior to the surgery so that I could solely focus on my recovering dog. When the claim took a bit longer, they followed up and communicated of such information. Healthy Paws has continued to ask about the recovery of my dog, and this truly shows how much they care about their clients. 10/10 would recommend insuring your pet through Healthy Paws. A fantastic team to work with and they let you focus on what really matters in life... making sure your pet lives the best one they have.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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