Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: ATakos

Grateful for Healthy Paws

Our goldendoodle is fun loving, curious and always into things. He recently ate a bunch of advil out of a backpack and was in the ER for 3 days. Healthy Paws was very supportive and delivered on their commitments. We are very grateful for Healthy Paws because keeping our dog safe is really hard (despite our best efforts).
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5

out of 5

POSTED: | BY: Deanna Bien

Fast claims response and great coverage

Fast claims response and great coverage. Our dog was bitten severely and required emergency care. Healthy Paws was there to help cover the high costs.
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5

out of 5

POSTED: | BY: Alison

Grateful for Healthy Paws

Our goldendoodle is fun loving, curious and always into things. He recently ate a bunch of advil out of a backpack and was in the ER for 3 days. Healthy Paws was very supportive and delivered on their commitments. We are very grateful for Healthy Paws because keeping our dog safe is really hard (despite our best efforts).
5

out of 5

POSTED: | BY: Deanna

Excellent customer service

Fast claims response and great coverage
5

out of 5

POSTED: | BY: William Chappell

Very Happy

We have been with Healthy Paws for around ten years. If you sign up, read your policy and make sure it will fit your needs. It's insurance, there will be rate increases. Remember there is an annual deduction. Having said that, HP has been wonderful for us. They have reimbursed us literally thousands of dollars, exactly as the policy we signed up for is written (TPLO surgery both back legs, mast cell removal, UTIs, and more). Claim submittal could not be easier... go to your online account, upload a pdf of your bill. That's it. We've been paid (per the policy) every time within 10 days. Thanks for being there HP!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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