Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dyanna Lincoln

Calmed by the caring and humbled by the quick settlement of my Bella's Surgery Costs!

As a subscriber to my own (Human) Health Insurance ... In contrast ... I could only hope to experience Bella's quick and efficient turn around time with her evaluation and compensation of financial costs for her surgery and treatment! I highly recommend HealthyPaws! Consider, for a moment, that you have paid for a medical service and your reimbursement check (if you get one) is in your mailbox in less than 10 days!
5

out of 5

POSTED: | BY: Branden Schwartz

Can't Imagine Life Without Healthy Paws

Healthy Paws has been a shining light for our family during a dark time. Our Husky had surgery this past week, and because of Healthy Paws we were able to afford this unexpected expense. They are always so kind with every interaction, and even reached out to see how our puppy was recovering. I recommend Healthy Paws to all pet owners I speak with, and I am a customer for life!
5

out of 5

POSTED: | BY: David Massi

Healthy paws pet insurance is extremely…

Healthy paws pet insurance is extremely efficient and helpful. They covered 90% of my puppies very expensive hospital stay! Would highly recommend
1

out of 5

POSTED: | BY: Meghan Falcone

Insane price Hikes and Bad Customer Service

So disappointed with this company. Have been a loyal customer for years, recommended to friends, was a huge fan because they seemed to truly care about pets and people! But in the last two years they have become horrible. They cover half of what they used to cover. They make it challenging to submit claims (my mom, who I recommended this company to, had to go three different times to her vet to get crazy specific paperwork). Three years ago I paid 115 a month to insure my dog. Today got a bill for 400 DOLLARS PER MONTH to cover her. A 400 percent increase in 3 years?! Worst of all, I’ve called multiple times now and (after waiting weeks to receive a call back) had someone explain to me interest rates and insurance policies. I understand policy increases and rising costs. But I do not understand a 400% increase?! DO NOT TRUST this Company with your pets.
5

out of 5

POSTED: | BY: Debra M. Williams

Healthy Paws is your partner in caring for your pet

My 2&1/2 year old Alaskan Malamute, Maddie, is the 3rd pet I have had insured with Healthy Paws. Maddie was seen at an emergency vet for a GI condition which was not resolving over a reasonable period. The bill was about $1700. Once the invoice and Maddie's medical record were submitted to Healthy Paws, the claim was reviewed and approved on a very timely basis. Healthy Paws truly cares about the health of your pet and recognizes the role they have in allowing you to afford the care your pet may need.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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