Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Terri

Insuring with Healthy Paws was a great decision!

I had hoped never to test out the insurance I purchased from Healthy Paws but unfortunately, I had to during the week of Thanksgiving. My dog was very sick and ended up in the hospital with pancreatitis for most of 4 days. It was actually very scary, he was not getting any better, nothing seemed to be working, but the hospital kept trying. Thankfully on the 4th day, he was suddenly so much better I was able to bring him home and he is doing well. I was pretty concerned about the bills, but when I submitted the claims (which was amazingly simple) they paid for everything that qualified, which was mostly all the charges. And the turnaround was remarkably fast. I am so grateful for Healthy Paws and highly recommend them!
5

out of 5

POSTED: | BY: Terri Alba

Getting Healthy Paws insurance was a great decision!

I had hoped never to test out the insurance I purchased from Healthy Paws but unfortunately, I had to during the week of Thanksgiving. My dog was very sick and ended up in the hospital with pancreatitis for most of 4 days. It was actually very scary, he was not getting any better, nothing seemed to be working, but the hospital kept trying. Thankfully on the 4th day, he was suddenly so much better that I was able to bring him home and he is doing well. I was pretty concerned about the bills, but when I submitted the claims (which was amazingly simple) they paid for everything that qualified, which was mostly all the charges. And the turnaround was remarkably fast. I am so grateful for Healthy Paws and highly recommend them!
5

out of 5

POSTED: | BY: Kathleen Goetchius

The claim process with Healthy Paws is…

The claim process with Healthy Paws is so convenient and easy! It allowed me to focus my time on getting my dog back in good health. Peace of mind and one less thing to worry about - what more could a human and dog mom ask for?!
5

out of 5

POSTED: | BY: Kathleen Spicer

Above and Beyond my expectations

The claim process with Healthy Paws is so convenient and easy! It allowed me to focus my time on getting my dog back in good health. Peace of mind and one less thing to worry about - what more could a human and dog mom ask for?!
3

out of 5

POSTED: | BY: Simon Fowell

Beware large rate premium increases

We have been a customer since 2017 and have been referring friends to healthy paws for years as an affordable option and have appreciated your customer service. However we’ll no longer be able to do that. Our premiums have skyrocketed over the past few years and we just want other current and potential future customers to be aware of these. 2017 -- $52.37 2018 -- $57.61 2019 -- $69.83 2020 -- $104.74 2021 -- $157.11 2022 — $200.40 We want to maintain some level of protection for our pet but have to downgrade our plan because it has become unaffordable. It seems like when they were taken over by Westchester they’ve lost their way a bit in terms of a providing support for those with animals…and thus the animals themselves are the real losers.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review