Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Emily Thorn

Best decision I have made regarding my sweet Iris.

Purchasing Healthy Paws Pet Insurance for my little Iris was one of the best pet-parent decisions I have made. I have had dogs my entire adult life, and I knew when I got Iris that I wanted to make sure that she would get all the care she needed if injury or illness occurred. I did a little research and settled on Healthy Paws, which has turned out to be a great decision. Recently Iris injured her knee and needed major reconstructive surgery. I had not yet filed a claim with Healthy Paws in the 3+ years that we've had the policy so I was nervous how it would go (having had to fight human health insurers in the past). To my surprise and delight, the claim filing process was easy and streamlined, all online. I received follow-up emails from Healthy Paws folks shortly after filing, and my claims have all been filled without hassle within a few days of being complete. They even wrote me a personal note to check in on Iris after her surgery. To pet owners on the fence about insurance: do it. It is affordable, and even if it means you are just paying for your pet's healthcare in monthly installments (as premiums) overtime, it still makes it worth it to ease the burden of decision when the bad news comes that illness or injury requires expensive treatment. Healthy Paws is my only experience with pet insurance, and I will unequivocally and enthusiastically recommend them to others, and will continue to use them for Iris and any other pet living in my household.
5

out of 5

POSTED: | BY: Amanda

Last month my dog Ellie needed to be hospitalized

Last month my dog Ellie got severely sick and needed to be hospitalized for a week. She needed round the clock care. The vet that we have was really great, but with all the medications, the tests and the imaging that Ellie needed the bill was getting expensive. We've had Healthy Paws for Ellie since we adopted her as a puppy, we called them and inquired about their direct pay option and explained the situation. They were super helpful and very sympathetic to our situation. They made it very easy. They were able to pay the vet directly saving us from having to make the impossible decision of which test or imaging we could afford, or if we should just treat the symptoms and hope for the best. Thanks to the insurance's help we were able to afford all of the recommended tests and imaging and they were able to properly diagnose and treat Ellie. She's now back to her old energetic and happy self and you would never know how sick she was or that she had to stay in the hospital for a week.
5

out of 5

POSTED: | BY: Amanda Flores

Thank goodness for direct pay

My dog Ellie got really sick last month, and needed to be hospitalized for a week. She needed round the clock care. Our vet is great and was doing what they could to help, but the vet bill was getting pretty expensive, so we called Healthy Paws and asked about their direct pay option. They were so helpful on the phone and made it really easy for us. Thanks to them all we had to worry about was making Ellie better. Because the insurance was able to pay the vet directly the vet could run all the important tests and imagings to properly diagnose Ellie instead of worrying about keeping the cost down which meant just treating the symptoms and hoping for the best. Ellie is back to her old energetic happy self, and you wouldn't ever guess that she needed to be hospitalized for a week.
5

out of 5

POSTED: | BY: Summer Hoover

Best decision ever!

I couldn’t be happier that I had Healthy Paws pet insurance when my sweet Frenchie unexpectedly got very ill. The vet costs continued to pile up and thankfully Healthy Paws was there to cover the bulk of it! They make submitting a claim super easy!! Just open the app., click a pic of your receipt and hit submit!! So quick and easy! The best part is they process my claim super quick and it is deposited directly into my bank account! They even cared enough to send a follow up email checking to see how my puppy was feeling!! If you’re looking for a great pet insurance, look no further!!
5

out of 5

POSTED: | BY: Russ Fein

So glad I chose HealthyPaws

Was confused which pet insurer to pick but very glad we finally chose HealthyPaws. Extremely straight forward what’s not covered, and for everything else not only have they always fully paid what was expected but made the submission process so so easy and reimbursement is usually within a day or two. Strongly recommended. Hopefully you won’t ever need to make a claim but if you do you’ll be so happy to have HealthyPaws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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