Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Bethany Hilman

Healthy Paws has literally been a life saver!

We have been so pleased with the pet insurance. Our frenchie has been in the hospital twice in his young 2 years. This last visit, he ended up having surgery and being in the ICU for two nights. Healthy Paws makes submitting claims super easy, and we had reimbursement in our account within a few days. The best part is, they actually cover wha they say they will, without any issue! They have been literally a life saver to Charles, and we would recommend the insurance to all of our family and friends.
1

out of 5

POSTED: | BY: Nicole Constance

Angry and disappointed

I've been a customer of Healthy Paws since 2011. I was REALLY happy with them until the last couple years. The premium for my small mixed breed dog started at about $20/month, and increased by a few dollars each year. Ok, no problem. However, the year he turned 12, the premium nearly tripled, then doubled the year after that. For our pure-bred large breed, the policy was always on the expensive side, but we again saw it double the year she turned 8. The premium for both dogs is now nearly $600/month. I am 100% committed to the idea of pet insurance, but I can't help but feel like Healthy Paws is trying to off-load us as customers now that my dogs are older. I am so disappointed and angry. Now that my dogs have a bunch of pre-existing conditions, our only options are to drop coverage or pay premiums that are on track to double each year. This is completely unacceptable for a company that claims to want to support your family for the life of your pet. They don't mean it.
5

out of 5

POSTED: | BY: Emily Pollock

The most efficient and best pet health insurance around!!

I purchased health insurance for my pet when I first adopted her. I have made two claims to Healthy Paws in the last 6 months as Rory required two ACL repairs. The first claim was a little more time-consuming as HP wanted all of Rory's records since she was adopted by my family. Once all of this was established the company sent me a check within the week. The second claim was made and again, their check was received within the week. Healthy Paws is an amazing company.
5

out of 5

POSTED: | BY: Carol Smith

Best pet insurance

Totally satisfied with the prompt claims review and payments. Very pleased with caring concern for my pets well being also.
5

out of 5

POSTED: | BY: Lori Cohen

Healthy Paws is the BEST

I am so glad to have Healthy Paws pet insurance! It was the best decision I made when our pup Brody joined our family 9 years ago. Brody developed a chronic condition last year and having the insurance coverage is a blessing! It takes the financial stress of the situation away. They have a really simple to use app that we use for claims and each claim only takes a few seconds to submit. I always recommend Healthy Paws to my friends when they bring home a new pup!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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