Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
2

out of 5

POSTED: | BY: Kristin Hain

EXTREME RATE INCREASES YEAR AFTER YEAR

I signed my 2 cats up for Healthy Paws pet insurance in 2013. At that time I was paying about $60 per month for both cats combined which was reasonable. The monthly rate has slowly increased each year since and in 2022 it shot up to $275 per month (both cats combined). I got a notice for our 2023 rate increase and it's now going up to $404 (both cats combined) which is absolutely REDICULOUS! Had I known when I signed up for this insurance that the monthly premiums would increase so much I would have looked elsewhere or just opened a bank account to save for pet expenses. VERY UNHAPPY WITH THE UNREASONABLE RATE HIKES!!!
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5

out of 5

POSTED: | BY: Jacqueline Bofinger

Healthy Paws insurance was the best…

Healthy Paws insurance was the best decision I have made. My fur baby was diagnosed with cancer this past summer. I would not have been able to afford the very expensive treatments had it not been for Healthy Paws. They reimburse almost immediately. Thanks to them Tucker is doing well.
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5

out of 5

POSTED: | BY: Julie Mendez

Very courteous customer service and…

Very courteous customer service and showed genuine concern for my pets' health. The claims were processed in a timely manner and received reimbursements quickly. I am delighted with HealthyPaws and will recommend them to anyone with pet children. I have the freedom to focus on caring for my pet babies and not be worried about finances. I will definitely be a customer for life.
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5

out of 5

POSTED: | BY: Jennifer Girard

Healthy Paws Insurance is easy and saves us time and money

We've been using Healthy Paws for a couple years and have had nothing but a positive experience each time we had to file a claim. Most recently, we had a large claim and it was still a very quick and seamless process. Generally, it takes less than 30 seconds to file a claim, as I only have to upload a document or two at most, and then typically it's approved within 2-4 days, and deposited in my account within another day. They have saved us a ton of money, time and stress with our very active pup.
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5

out of 5

POSTED: | BY: Julie

Best Pet Insurance

Very courteous customer service and showed genuine concern for my pets' health. The claims were processed in a timely manner and received reimbursements quickly. I am delighted with HealthyPaws and will recommend them to anyone with pet children. I have the freedom to focus on caring for my pet babies and not be worried about finances. I will definitely be a customer for life.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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