Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Stu

We have had their insurance since we…

We have had their insurance since we got our dog. They are great to work with. They are responsive, easy to file claims, and we get our reimbursement quickly. Would recommend to everyone who owns a pet.
5

out of 5

POSTED: | BY: Stuart Garvin

Everyone who owns a pet should have their insurance

Healthy paws has been an excellent company to use for our pet insurance. They are very responsive, easy to file claims, and quick to get reimbursed.
1

out of 5

POSTED: | BY: Jay

They triple your rates after you join.

I’m just waiting for the class action. I want to be the first to join. So by all means, buy their insurance if you want to get in on that class, too. Every year they’re going to raise your rates, by 20 to 40%. I started off insuring both of my dogs for under $100. Now it’s $160 for one dog; I had to drop the other due to cost. They say they won’t raise your rates, and when you inquire about each annual rise, they will say that veterinary costs have risen in your area. They are saying veterinary costs have tripled in a few years. Do you believe that? I don’t.
5

out of 5

POSTED: | BY: PF

Best pet insurance ever

Best pet insurance ever. The people are so understanding and helpful - and even sent a follow up email to see how my dog was doing. The emergency vet cost a small fortune but Healthy paws was right there with a large reimbursement within 1-2 days, which really helped me get through the emergency knowing that I didn't have to worry about money. It's sure easy to submit a claim and they are really responsive. I'm so thankful to have them because you never know when something can happen with a pet. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Paula Frederick

Best Pet Insurance Ever

Healthy Paws is the best. My dog got violently ill very suddenly and the emergency vet cost a fortune - but Healthy Paws came through with a large reimbursement within 1-2 days. The people there are very friendly, helpful, and knowledgeable. They even sent a follow up email asking how my dog was and sending a big hug to her. Healthy Paws is fantastic and SO worth it because you never know when something can happen - and having them there really reduced my stress level.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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