Healthy Paws | Pet Insurance Review

Healthy Paws is one of the best choices I've made concerning my pet. As an insurance professional, I especially appreciate being able to reach an associate in the United States, the clear terms and limitations within the policy, and the fast and efficient reimbursements. The associates are kind, honest, and always incredibly helpful.

My dog Felix was born with a complete cleft lip and palate. I would not have been able to have him due to his medical problems if it weren’t for Healthy Paws. They make everything easy for me. From claim submissions to reimbursements, everything happens very smoothly. My dog has had multiple surgeries, a couple of emergencies, and requires routine procedures. Everything is handled with ease. They even check on him after each procedure to make sure he is OK. I love this company.

Healthy Paws has been a dream to work with. My dog Felix was born with a complete cleft palate and lip, and only one eye. He’s also got an internal organ on the wrong side! He’s a very rambunctious Labrador Retriever who gets into everything he shouldn’t. So far, he’s had a rock and two stuffed animals removed from his stomach, and that’s only his emergency surgeries! He requires maintenance on his cleft surgery frequently, as well as multiple prescriptions. Healthy Paws has made it possible for him to live a full life, as close to normal as Felix gets. The process for submission is beyond simple, and reimbursement happens quickly. I cannot give them a higher recommendation.

Dump Healthy Paws. My premium went from 74 monthly to 107 monthly for my 8 year old mixed bread dog, who has been very healthy. When I took out my policy about 7 years ago I was told the age of the dog was not a factor and to expect rate increases of about 3-5 %. Yeah, right. If I knew at the time Healthy Paws MO was to get premiums for younger, healthy pets that don’t have many claims and then make the premium so expensive you can’t afford it when your dog really needs the coverage I never would have signed up. I canceled it and now put that money into a separate account. Yes, I could afford 107 a month if I really wanted but what will the premium be when my dog is 14? I saw what they are doing and it is unethical. They force older pets off the system knowing that they are likely going to have health issues at that stage in life. Don’t fall for it if you are considering pet insurance.

We have lost two beloved labs, mother and baby, in six months. The hole in our heart is huge. Our vet bills for both was massive. In both cases we would have honestly made the same decisions. They were family and we would have tried everything to keep them with us but the insurance was a blessing. But what amazes us is the speed at which the claims were processed. In one case we submitted a claim for over $10,000:and the claim was approved the following day! What pet insurance does that? We are blessed to have had Healthy Pets and will continue to use them.