Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Amanda Miller

I love Healthy Paws!

I love Healthy Paws! They are efficient, quick and great customer service.
5

out of 5

POSTED: | BY: Henry L.

I've been using Healthy Paws for my dog…

I've been using Healthy Paws for my dog for the last few years. They are pretty quick to review and process claims. As long as the proper documents are provided with each claim, there are no surprises. Having Healthy Paws adds another layer of comfort, knowing that vet bills are covered.
5

out of 5

POSTED: | BY: Amanda

Love Healthy Paws & Highly Recommend!

I love Healthy Paws! Unfortunately my frenchie, Gidgit, has had a lot of health issues with her eye and her back/neck. She has to do water treadmill and laser rehab every month, she has reoccuring eye ulcers that happen every so often and Healthy Paws has been there every step of the way. Luckily my boy Tonka doesn't have these issues but he is covered too and I would recommend Healthy Paws for ANY pet, you just never know what could happen. Healthy Paws is no hassle, great customer service and pays you back quickly.
5

out of 5

POSTED: | BY: Laura B

Healthy Paws Pet Insurance offers outstanding coverage and service!

I highly recommend Healthy Paws Pet Insurance!!! I have been a customer of Healthy Paws for 10 years, insuring my dog and 3 house cats over this period. I have always gotten great service. My dog has idiopathic epilepsy diagnosed in his second year. Recently, one of my 6 year old cats required medical care and hospitalizations for 2 life threatening conditions, seemingly unrelated, that occurred about a month apart. The second illness required 6 days of 24/7 care in an emergency clinic in addition to multiple follow up visits and testing with my veterinarian. Without my young cat's Healthy Paws Insurance coverage, we would not have been able to do all we could to help him survive when there was any possibility of treating his condition. The alternative would have been the awful decision to put a young animal down when its condition was treatable, but the cost was too burdensome. Healthy Paws has no lifetime limits per pet, and several payment/deductible options. I am very grateful to Healthy Paws Pet Insurance for their service and sensitivity through this stressful time!
1

out of 5

POSTED: | BY: Jeremy P

As a customer of almost five years

As a customer of almost five years, I’m very disappointed. My pup has been covered since he was 12 weeks old. I’ve had claims in the past, and they were swift to pay them. This last one is 18 days and nothing. I keep sending in the requested documents, and they keep telling me they don’t have them. It’s a circle that keeps starting over and going nowhere. I keep asking to speak with someone else higher up, and they won’t let me. Somewhere this company changed, and for that, I can no longer recommend them. Reply: to Healthy Paws, this was claim 9, yes, number 9, not the 1st... However, thank you for your generic response. I will say you guys are experts at copying and pasting.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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