Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Alex Riley

Best Pet Insurance!

If you have a dog, I couldn't stress the importance of getting solid pet insurance. I wish I learned that before my dog ate not one, not two, but three socks! If you are going to get insurance, nothing comes close to Healthy Paws. Great rates, fast claim review, and amazing customer support make Healthy Paws the only pet insurance worth while! Not only did they review my claims for a large ER bill quickly, they issued a check and then sent a personalized email checking in on the status of my dog within the week.
5

out of 5

POSTED: | BY: Kim Nesvick

Outstanding pet insurance company.

Having used other animal insurance companies, I can say that Health Paws is the best by far. Their low deductible and 90% reimbursement, even on medications, is superior to other plans/companies. Both my claims for my dog's injury and subsequent TPLO surgery were settled within 3 days of submittal. Healthy Paws even followed up asking about my pet's recovery. It is obvious that that care. Love them and will use with any new pets.
5

out of 5

POSTED: | BY: Adam DeJute

Healthy Paws Peace of Mind & Support

Healthy Paws has been the insurer for my standard poodle, Motley, since 2016. With Healthy Paws, I have been able to get Motley medical treatments without worrying about the cost. To date, Healthy Paws has assisted with the cost of giardia and amputation necessitated by bone lysis. The amputation occurred during the holiday season, despite the timing. Healthy Paws processed, approved, and sent out reimbursement within days. The reimbursement was in my hand within a week of the surgery date, which was doubly reassuring/appreciated given the cost. I would and do recommend Healthy Paws to anyone with a four-legged friend. For a reasonable set monthly cost, you get peace of mind, a talented team of Customer Service Representatives as questions arise, and a customizable policy based on your risk tolerance/budget.
5

out of 5

POSTED: | BY: Adam DeJute

Healthy Paws Providing Coverage Since Puppyhood into Digit Amputaiton

Healthy Paws has been the insurer for my standard poodle, Motley, since 2016. With Healthy Paws, I have been able to get Motley medical treatments without worrying about the cost. To date, Healthy Paws has assisted with the cost of giardia and amputation necessitated by bone lysis. The amputation occurred during the holiday season, despite the timing. Healthy Paws processed, approved, and sent out reimbursement within days. The reimbursement was in my hand within a week of the surgery date, which was doubly reassuring/appreciated given the cost. I would and do recommend Healthy Paws to anyone with a four-legged friend. For a reasonable set monthly cost, you get peace of mind, a talented team of Customer Service Representatives as questions arise, and a customizable policy based on your risk tolerance/budget.
1

out of 5

POSTED: | BY: Brookelynn Beauty

If I could give zero stars I would

If I could give zero stars I would. Haven’t even had the service for 30 days and when I tried to cancel they wouldn’t give my money back because I filed one claim that I didn’t get paid for. Would not recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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