Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ann

Healthy Paws - Highly Recommend

I've been a Healthy Paws customer since December 2016 and they've been great to work with and I highly recommend. I currently have two cats (12 and 7) and have submitted several claims (the younger was diagnosed with CKD in 2018 and the older has had occasional health issues with his heart and lungs). Every claim I've submitted (most recently for an illness for Arnold that involved chest xrays, an echocardiogram, and an ultrasound - very scary day!) has been processed efficiently, reasonably, and fairly. Their customer service has been great to work with, and I received a direct deposit on my claim within one week. Normally it processes even as fast as 24 hours - they're great. Highly recommend!
5

out of 5

POSTED: | BY: Irena

You have insurance and you hope you…

You have insurance and you hope you never have to use it. After two years of coverage, my Teddy got sick and had to stay overnight in the ICU. The claims process was easy and efficient. I received my reimbursements within a few days.
1

out of 5

POSTED: | BY: Marie S.

I have three pets covered by Healthy…

UPDATE: As requested, even though Healthy Paws previously paid claims for my Dog Baxter, they now wanted proof I did a vet appointment for him after I adopted him in 2016. I have sent them those records. Standing by for processing of my claims. Tag, you're it! ___ I have three pets covered by Healthy Paws (two under one account and a third under another account). I, too, am now experiencing the constant requests for vet records from SIX YEARS AGO when we adopted our boy. This is well beyond the 30 day waiting period of when we signed up for the health plan for Baxter. Regarding the medical records they have requested, I have uploaded those records and they still are sending emails that they haven't received them and I need to send them. This is for three claims (two related to an abscessed tooth, one related to palliative care for his protein losing enteropathy. Claim numbers 310878-3-18, 310878-3-19, and 310878-3-20). Sadly, it appears that this company has gone the route of just trying to wear out the client and will not cover the costs they are supposed to cover. Check out some of the newer companies, perhaps instead. This one appears to be hitting the rocks.
5

out of 5

POSTED: | BY: Kate

5 Stars

I've been really pleased with Health Paws. My dog needed TPLO surgery (dog version of a torn ACL) and it was VERY EXPENSIVE. We would have taken a real hit financially had we not been established with Healthy Paws. I think as long as you are familiar with the policies and making sure to read them prior to signing up, Healthy Paws delivers what they say they will. They have a very easy claims process also.
5

out of 5

POSTED: | BY: Kate

Healthy Paws delivers on what they promise

I've been really pleased with Health Paws. My dog needed TPLO surgery (dog version of a torn ACL) and it was VERY EXPENSIVE. We would have taken a real hit financially had we not been established with Healthy Paws. I think as long as you are familiar with the policies and making sure to read them prior to signing up, Healthy Paws delivers what they say they will. They have a very easy claims process also.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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