Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
At 4am, when we awoke to feed our feline fur babies, I noticed our Baxter seemed agitated, would not eat his breakfast, and began to try to pee everywhere. Problem was, no pee was coming out. I immediately knew what was wrong...urinary obstruction. This condition is considered a medical emergency and having lost one of my babies to this 2 years ago time was not on my side. I rushed him to an ER vet but to my horror they turned me away (that's another review) so I had to head to my regular vet, even though they did not open until 7am. To make a long story short, I waited a short period of time until they opened. Met the one staff member at the front door, told her what was happening and she immediately got one of the Dr's. In less then 10 minutes, Baxter was successfully catheterized and draining urine. Baxter needed more care such as a bladder xray and a cardiac test as he had an arrythmia of unknown origin. Needless to say I was a wreck from all of this and when Baxter was stable and the testing was done I asked for the medical notes and prepared to send everything to healthy paws insurance. Was I concerned? No. I had a claim for Baxter many years before this incident and all went well. But, this situation was more involved with more paperwork and alot was done for him. Healthy Paws made it so easy!!!! On the app, take pictures of your paperwork. Have alot of pages?? No problem, just keep sending them. The staff can follow the pages and make sense of the information sent. They send you an email confirming they received the paperwork, and how the process is going. In less than 5 days, my claim was covered with the explanation of benefits etc. and my money was already en route! And if there is an issue, just call them. They understand pet parents in distress and are very reassuring and helpful. I can say having Healthy Paws insurance for Baxter was one of the best decisions I've made!!
Half the cost of the major competitor for the same level of coverage
I work for the largest corporate veterinary hospital in the US and as a perk, they subsidize the cost of Trupanion for four pets. Well, as most others in the animal industry know, sometimes you own more than four... I looked at purchasing Trupanion for my new Great Dane puppy as they had been great with the coverage and claims for my other pets and realized the monthly premium was over $160 for my chosen options (90% reimbursement with a $500 deductible.) I remembered a coworker recommending HealthyPaws to our clients and hearing great reviews. I was quoted a monthly premium of $82 for the same $500 deductible and 90% reimbursement plan. Fast forward a year and my puppy suffers a partial CCL tear in his left knee during a competitive field trial. HeathlyPaws has covered his initial diagnostics (radiographs, sports medicine evaluation, surgical evaluation) ($950), 16 weeks of twice weekly cold laser and underwater treadmill/hydrotherapy($3200), and his eventual TPLO surgery ($6900). He will likely require a few more months of rehab and physical therapy to fully recover and I am confident in the care he will receive knowing we are backed by HealthyPaws and not burdened by such a significant financial impact.
5
out of 5
POSTED:
| BY: Ashley G.
Half the cost of the major competitor for the same coverage
I work for the largest corporate veterinary hospital in the US and as a perk, they subsidize the cost of Trupanion for four pets. Well, as most others in the animal industry know, sometimes you own more than four... I looked at purchasing Trupanion for my new Great Dane puppy as they had been great with the coverage and claims for my other pets and realized the monthly premium was over $160 for my chosen options (90% reimbursement with a $500 deductible.) I remembered a coworker recommending HealthyPaws to our clients and hearing great reviews. I was quoted a monthly premium of $82 for the same $500 deductible and 90% reimbursement plan. Fast forward a year and my puppy suffers a partial CCL tear in his left knee during a competitive field trial. HeathlyPaws has covered his initial diagnostics (radiographs, sports medicine evaluation, surgical evaluation) ($950), 16 weeks of twice weekly cold laser and underwater treadmill/hydrotherapy($3200), and his eventual TPLO surgery ($6900). He will likely require a few more months of rehab and physical therapy to fully recover and I am confident in the care he will receive knowing we are backed by HealthyPaws and not burdened by such a significant financial impact.
Our dog unfortunately had some major veterinary needs in the last two years including a large tumor removal in the jaw (needed part of his jaw removed and a few teeth). As if that was not enough after he recovered from that ordeal he tore his CCL and required TPLO surgery. Healthy Paws came through on both occasions and paid exactly what they promised to when we originally purchased the policy.
Be aware your costs to insure your animal will increase over time, but this is true of all carriers not just healthy paws.
We love love love our Healthy Paws insurance! This company has been so very helpful for us. I have signed both of my dogs up when they were puppies. One of our dogs has used the services for severe allergies and an unexpected stomach surgery. As soon as I submit my claims I immediately get a notification notifying me of the status of my claims and when they are working on them. If I have ever had any questions, I have reached out by email and phone and they are very helpful. The application is also very easy to use. They have helped me pay my dogs vet bills and I couldn’t do this without them!!! If you are questioning it, do it! It’s worth it!!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
