Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,032

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kimberly Jin

My cat and I cannot be more grateful…

My cat and I cannot be more grateful for HealthyPaws! This is a good reliable insurance company for pets and pets parents. Claim precede is always accurate and easy. Direct deposit with entire claim processing time is within days. I have been using HealthyPaws in the past 6 years and referred to 4 of my coworkers. I highly recommend it.
5

out of 5

POSTED: | BY: Linda R

Best pet insurance company

I've been a Healthy Paws customer since 2014. I did a lot of research on Insurance carriers before deciding to go with Healthy Paws. They make claim filing easy and are responsive to questions. Claims are processed quickly and they can even direct deposit them if you want. I would highly recommend Healthy Paws Pet Insurance to anyone with a pet...accidents DO HAPPEN. We are highly satisfied with the service we get from Healthy Paws
5

out of 5

POSTED: | BY: Nora Hannigan

Thank you Healthy Paws!

We had a recent acute illness for our young cat. It was a comfort to know we had signed up for Health Paws. They paid everything promptly and they even reached out with a personal contact to check in on our fur baby. I highly recommend them to anyone who is an "all in" pet parent.
5

out of 5

POSTED: | BY: Nora

Thank you Healthy Paws!

We had a recent acute illness for our young cat. It was a comfort to know we had signed up for Health Paws. They paid everything promptly and they even reached out with a personal contact to check in on our fur baby. I highly recommend them to anyone who is an "all in" pet parent.
5

out of 5

POSTED: | BY: Cindy Kober

Healthy Paws is an excellent company- highly recommend!

I signed up for healthy paws insurance when my beagle puppy was 2 months old after paying hundreds of dollars out of pocket for an early case of giardia and a scare that he swallowed a metal zipper hook. 6 years later I cannot express how valuable this company and its employees and services are. At age 2 my dog ruptured a spinal disc and was paralyzed in his lower back and both legs, which apparently is more common than we knew in dogs wiry heavy/dense bodies and short legs (like corgis, dachshunds, and beagles). The MRI, spinal surgery, and hospital stay were estimated at about $15,000. Lucky for us we were able to go for it without hesitation since we knew Healthy Paws would cover 80% and we could figure out $3,000 to help our fur baby walk again. He had another scare at age 3, and we just had a 3rd surgery at age 6- in addition to weekly physical therapy the last 4 years for maintenance of his condition. Our beagle is happy and sweet as ever, and we wouldnt be able to do it without Healthy Paws pet insurance! We are forever grateful to the service they provide, and of course to the wonderful veterinarians and surgeons out there who care about our pup. The reimbursements come through so quickly- usually within 48 hours! And we are grateful for the financial help to maintain our dog’s ability to walk. Healthy Paws makes medical decision-making easy so you can focus on the health of your pet instead of the out of pocket expense. The peace of mind they provide is worth every penny. Not to mention their personal touch- their claims reps have reached out to personally check on Otis after each service! They truly care about their customers and our pets. Highly recommend!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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