Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,032

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Les Croland

Don’t insure your Pet With this company.

I strongly recommend that those considering insuring a pet with this company go elsewhere. I had my pup insured with this company until he was 7 years old and they raised the premium so high that I went elsewhere for the same coverage at a much lower premium. I also had very few claims over the years I was insured by this company. Based on my experience, this company does not want to insure pets as they age. Please look elsewhere for better and less expensive insurance. The insurance company’s response to my review does not answer the following question, which I asked them back in 2021: why didn’t your competitors increase their premiums as much as you did? The answer is obvious. The insurance company values it’s investors more than it’s insureds. As I have said: stay away from this company, unless you want to invest in them.
1

out of 5

POSTED: | BY: Tina R.

Healthy Paws Pet Insurance is a scam

Healthy Paws Pet Insurance is a scam. DO NOT TRUST THIS COMPANY. I have paid them for the last 8 years and I have only submitted a couple of claims just for them to reject them, my dog's condition was very clear in the paid invoice from my Vet, it was not a pre-condition, it was an unexpected sickness and yet they refused to pay it. They claim unlimited claims reimbursements, please don't buy it, look for another insurance. Some of their reviews come from their own website/partners, so that Number 1 claim that they are the best, its pure lies. Don't waste your money. It seems they pick who they reimburse, if you are a minority, don't sign with this company. I have paid them over 10,000 in insurance just for them to turn around and deny my dog's legitimate claims. I'm very disappointed.
5

out of 5

POSTED: | BY: Samantha

Highly Recommend Healthy Paws

I had an excellent experience with Healthy Paws as a pet insurance. They covered every medical expense my dog had and were always quick to process a refund. The customer service was also very helpful every time I needed help or had a question. I was able to get 2 major surgeries and multiple ER visits covered and always had a smooth process in getting the paperwork submitted and approved. I would highly recommend Healthy Paws to any pet owner looking for reliable coverage.
5

out of 5

POSTED: | BY: Warren Sears

Has reimbursed us for all of our…

Has reimbursed us for all of our surprise vet visits. Worth it many times over!
5

out of 5

POSTED: | BY: Loosey

Peace Of Mind

My dog Loosey had a few small growths on her gums, we had them removed and tested and they ended up being completely benign and not an issue but having healthy paws gave us peace of mind that even if something was wrong we would have a financial cushion. They also helped cover the cost of the testing.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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