Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lucy Betterton

Peace of mind

Our Sugar-Bear is an American Akita. Last summer he tore his ACL and dislocated his knee cap so he required surgery. His recovery was a bit rough and all I wanted to do was ensure that he was comfortable and give him all the love and cuddles he wanted. I was able focus on my Beary because having Healthy Paws in our corner helped ease my worries about covering all the expenses. Three weeks ago he was diagnosed with osteosarcoma…an aggressive form of bone cancer. Bear once again required surgery and this time it was to amputate his back hind limb. As you can imagine it was a tough decision but he is doing excellent! We removed the source of him pain and he is recovering wonderfully. We are grateful to Healthy Paws for being there when we needed them. Great customer service and best of all... peace of mind.
5

out of 5

POSTED: | BY: Lucy Betterton

Peace of mind

Our Sugar-Bear is an American Akita. Last summer he tore his ACL and dislocated his knee cap so he required surgery. His recovery was a bit rough and all I wanted to do was ensure that he was comfortable and give him all the love and cuddles he wanted. I was able focus on my Beary because having Healthy Paws in our corner helped ease my worries about covering all the expenses. Three weeks ago he was diagnosed with osteosarcoma…an aggressive form of bone cancer. Bear once again required surgery and this time it was to amputate his back hind limb. As you can imagine it was a tough decision but he is doing excellent! We removed the source of him pain and he is recovering wonderfully. We are grateful to Healthy Paws for being there when we needed them. Great customer service and best of all peace of mind.
5

out of 5

POSTED: | BY: Nathan Leone

Quick and Easy Claims Process

Our dog had TPLO surgery for a torn ccl ("doggie ACL") and Healthy Paws was quick to process the claim and pay out the payment. It made a big big surgery much less stressful for us. Very happy with Healthy Paws and would recommend to Friends and Family.
5

out of 5

POSTED: | BY: Nathan Leone

Quick and Easy Claim process after major surgery for our dog

Our dog had TPLO surgery for a torn ccl ("doggie ACL") and Healthy Paws was quick to process the claim and pay out the payment. It made a big big surgery much less stressful for us. Very happy with Healthy Paws and would recommend to Friends and Family.
1

out of 5

POSTED: | BY: Dana

EFFING SCAM!!!

I AM SO EFFING SICK OF THIS SCAM OF A COMPANY!!!!!!!! I have submitted ALL my pets medical records to process a claim AND THEY KEEP SENDING ME BACK BS EMAILS ASKING FOR ALL OF THE RECORDS!!!! I have given this scam company ALL THE RECORDS I HAVE and have emailed ALL OF THEIR EMAIL ADDRESSES AND CALLED FOUR EFFING TIMES to get clarity on WHAT ELSE COULD POSSIBLY BE NEEDED!!!! Finally another incompetent staff member on the phone ON MY FOURTH TIME CALLING said she’d reach out to the ONLY vet my pet has been to in his entire life to ask for what they are missing BECAUSE SHE COULDNT EVEN TELL ME!!!! I get a notice they’ve received records…THEN THE NEXT DAY I GET THE SAME BS EMAIL SAYING THEY NEED ALL OF HIS RECORDS!!! They don’t effing take the time to even identify EXACTLY WHAT IS MISSING. They just scam and scam and scam and pretend they’re missing documents JUST TO KEEP FROM PAYING OUT CLAIMS!!! I have been a long-time customer with only ONE other claim and they did this SAME crap. I’m done. DO NOT GO WITH THIS COMPANY!!! THEY WILL ACTIVELY DENY AND DENY AND ROADBLOCK YOU FROM ANY PAYMENTS YOU ARE ENTITLED TO!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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