Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: George

This insurance is fantastic

This insurance is fantastic! Works exactly as advertised! My dog started having some tummy issues, which required vet visits, tests, blood work, MRIs, etc. This all added up to thousands of dollars in vet bills that I would not have been able to afford without this insurance. Submitting my claims was easy, and my payouts were completed in a timely manner. Never any fuss, couldn't be happier.
5

out of 5

POSTED: | BY: Nancy Hiemstra

Grateful for Healthy Paws!

I want to thank Healthy Paws so much for your quick attention to our claim. As you can imagine, my dog's FHO surgery was a big unexpected expense that has put a real strain on our budget. We are grateful for your prompt response. My brother just got a puppy and I told him he had to get Healthy Paws!
1

out of 5

POSTED: | BY: Cojo

Beware of sketchy policy regulations

Beware of sketchy policy regulations! HP just canceled my policy after paying for 3 years, due to my bank updating my debit card. They did not notify me via email, who pays the bill, but my son who has the dog. When asked to reinstate the policy (after one month) they refused and wanted me to purchase a new policy for twice as much! Non the less, I have been ripped off for $1500. and no longer have the insurance. This is one shady business!!
5

out of 5

POSTED: | BY: Jessica Smith

Healthy Paws made an accident stress free and easy!

My niece fed my puppy a handful of raisins and we had to take her to the hospital. Dealing with the potential renal issues was a long stressful process with my pup needing to get blood drawn, levels rechecked, and administered fluid on a daily basis for 3 days. Healthy paws covered 80% of all the costs (policy %) without any question. It was incredibly easy - I just submitted the hospital invoice, claim was approved within 24 hours, and payment was in my bank account a few days later. It made having an emergency incident significantly less stressful knowing I would be reimbursed quickly! They also checked up on her a week later to make sure she was doing okay! Highly recommend healthy paws!
5

out of 5

POSTED: | BY: Rochelle Ford

Paid for emergency spinal surgery

I have been so impressed by how Healthy Paws has come through for us over the years but especially recently. My 3 1/2 year-old dog Jack has had a couple of minor incidents over the years and they were always quick to process his claims and send a check in the mail, but they recently came through for us in a major way when he was suddenly diagnosed with Intervertebral Disc Disease and had to have major emergency spinal surgery and a hospital stay with a dog neurologist. Others discouraged me from going to a specialist because of the high cost of the diagnostic MRI and surgery but my dog was in incredible pain and suddenly lost control of his back legs and clearly needed emergency care. The total bill came out to be about $14,500 and Healthy Paws covered just shy of $11,000, so I only ended up paying about $3,500 myself. Jack is now happily recovering really well and expected to be able to run and play like he used to. The plan has already more than paid for itself, and the health and comfort of my most cherished companion is priceless. I was also touched that they wrote me a kind note after processing my claim to see how Jack was doing. So happy!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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