Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Amy Giblett Crow

What has happened to HealthyPaws

We have had Healthypaws pet insurance for 5 years with never a complaint. Recently our beautiful Eva (GSD) spent 4 days and 3 nights in the critical care unit at a Veterinarian Specialty Hospital. We submitted a claim for $3611.00. Healthypaws denied every fee listed as Case Management stating the reason as, it was considered a new consult fee. When your pet is at a 24/7 facility doctors change shifts and your pet moves from emergency care to ICU to internal medicine care. Case management is not a separate consult. We submitted another final claim after her release with the same case management fees included and Healthypaws paid them all.? Unfortunately our sweet girl crossed the rainbow bridge. What a stressful, horrible time to have to fight with an insurance company. We cancelled our policy for our other (GSD) and went to a great pet insurance company that covers all exam and consult fees. There will never be a gray area excuse to not pay any fees. Too bad for Healthypaws as friends and family members that have Healthypaws will choose to follow us in canceling their policies as well. We are sad and disappointed in Healthypaws pet insurance.
5

out of 5

POSTED: | BY: Erin Hosmer

Highly Recommended

I bought insurance for my pup not long after I adopted him. I never expected to have to use it, but because it was affordable I figured it was worth having to have a bit more peace of mind. Little did I know how wonderful it would be until after a year of having it and never using it. Healthy Paws has been absolutely incredible and I would highly recommend them. A neighbor dog kept jumping on my dog which lead to us going to multiple vets and him having multiple tests. He had to have an MRI, spinal tap and two sets of blood work plus meds. He also had chiropractor appointments and treatments from them. Never once did Healthy Paws give me an issue or try to not pay something that was covered. Even though we racked up thousands of dollars in bills they paid them quickly and even emailed me to check in on my boy to see how he was. They were always responsive to every question I had and were very caring. This whole ordeal has been a thousand times less stressful because of having insurance and also because of Healthy Paws care and responsiveness. I was afraid they would try to get out of paying as much as possible, but they have actually done the opposite and paid for more than I expected. They review claims quickly and send payments quickly. I'm so thankful I got insurance and have Healthy Paws for my little guy.
5

out of 5

POSTED: | BY: Lefei Chen

Good service as always

I have been using Healthy Paws since I adopted my first cat in 2018, and they always provide the quickest response and claim processing. All you need to do is to provide the invoice and the medical records that you get from the vet. They usually process within 10 days, and if you have provided enough documents, there would be no back and forth on the coverage. They always cover as much as they can, and all would list clearly on the claim statement. I adopted Sammy last year, keep choosing Healthy Paws. He was terribly ill last month, but with Healthy Paws, I did not hesitate to take him to the vet and did every exam that we need to save his life. He is now getting better. I filed two claims and both went through quickly. Healthy Paws really support us pets' parents as reliable insurance.
5

out of 5

POSTED: | BY: Fleur

Good service as always

I have been using Healthy Paws since I adopted my first cat in 2018, and they always provide the quickest response and claim processing. All you need to do is to provide the invoice and the medical records that you get from the vet. They usually process within 10 days, and if you have provided enough documents, there would be no back and forth on the coverage. They always cover as much as they can, and all would list clearly on the claim statement. I adopted a new cat last year, keep choosing Healthy Paws. He was terribly ill last month, but with Healthy Paws, I did not hesitate to take him to the vet and did every exam that we need to save his life. He is now getting better. I filed two claims and both went through quickly. Healthy Paws really support us pets' parents as reliable insurance.
5

out of 5

POSTED: | BY: Laura Arce

Easy claims process

The Healthy Paws claims process for our baby's CCL surgery was quick and easy. We chose the vet and the payout amount was as promised in the policy, and the wait time was within two weeks. I definitely recommend this company for veterinary insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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