Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Susan G.

Horrible Customer Service

I was a customer for 10 years. Initially recommended this service to everyone. In the last few years they implemented new policies and increased rates significantly with little to no notification. My rates increase to around $100/month for two dogs to $275/month in last two years. I only kept this coverage because with aging pets I thought it may pay off. However, I had a credit card canceled due to fraud and I ended up two months behind on automatic payments. I did not receive any emails that I was over due, despite the company claiming they sent emails. I received a letter that my coverage would be cancelled 9/16 a few days prior to cancelation date. Per customer service this was "ample notification." I called on 9/16 in attempts to remit payment and continue coverage. I was told that the account was canceled at 12:01 am they would not be able to re-instate coverage. Now after 10 years I would have to re-apply and all of my pets pre-existing conditions would no longer be covered. Run from this company. If you are able save the money monthly to have a rainy day fund for your pet.
1

out of 5

POSTED: | BY: Marjorie weber

I was told because I live in New York

I was told because I live in New York, they won't cover cat 4 years and over, how pathetic is that. I won't be recommending them to anyone
5

out of 5

POSTED: | BY: Marissa

Healthy Paws is the BEST

We are so grateful to Healthy Paws for being so reliable. Deciding which pet insurance to get can be challenging, so we read all different blog posts and reviews from other pet parents. Based on everything we read, we saw that everyone seems to love Healthy Paws. We are so glad we found them! Our golden is 10 months old and unfortunately we have had a lot of health scares with her in the short time we have had her. Luckily, we have this amazing pet insurance that is so reliable, we have our reimbursements in our account within a week of submitting the claims. It is so comforting to not have to worry about the high vet bills and can just focus on getting our girl the care she needs. I would highly recommend Healthy Paws to any pet parent!
5

out of 5

POSTED: | BY: Sarah Pfeiff

Amazing Pet Insurance Coverage

When we were going to pick up our dog from the rescue that saved him, we were told how important it would be to get insurance for him. I 100% agree with that statement. We decided to go with Healthy Paws, and we are so happy we did. Working with them on claims has been so painless. We have the piece of mind knowing that he will get the care he needs, and we don't have to stress about what will and won't be covered. It's amazing.
5

out of 5

POSTED: | BY: Andrea Herrmann

Healthy Paws is THE Best!

We've had Healthy Paws nearly five years now and we could not be happier with the service and benefits. Filing claims is incredibly easy and they are processed very quickly. We recently had to bring our pup to the emergency vet twice in one weekend and because of Healthy Paws, we didn't hesitate to not only bring him in, but also to move forward with all of the testing the vet recommended. Having Healthy Paws insurance gives us that comfort that we can take care of our pup regardless of what happens.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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