Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lefei Chen

Good service as always

I have been using Healthy Paws since I adopted my first cat in 2018, and they always provide the quickest response and claim processing. All you need to do is to provide the invoice and the medical records that you get from the vet. They usually process within 10 days, and if you have provided enough documents, there would be no back and forth on the coverage. They always cover as much as they can, and all would list clearly on the claim statement. I adopted Sammy last year, keep choosing Healthy Paws. He was terribly ill last month, but with Healthy Paws, I did not hesitate to take him to the vet and did every exam that we need to save his life. He is now getting better. I filed two claims and both went through quickly. Healthy Paws really support us pets' parents as reliable insurance.
5

out of 5

POSTED: | BY: Fleur

Good service as always

I have been using Healthy Paws since I adopted my first cat in 2018, and they always provide the quickest response and claim processing. All you need to do is to provide the invoice and the medical records that you get from the vet. They usually process within 10 days, and if you have provided enough documents, there would be no back and forth on the coverage. They always cover as much as they can, and all would list clearly on the claim statement. I adopted a new cat last year, keep choosing Healthy Paws. He was terribly ill last month, but with Healthy Paws, I did not hesitate to take him to the vet and did every exam that we need to save his life. He is now getting better. I filed two claims and both went through quickly. Healthy Paws really support us pets' parents as reliable insurance.
5

out of 5

POSTED: | BY: Laura Arce

Easy claims process

The Healthy Paws claims process for our baby's CCL surgery was quick and easy. We chose the vet and the payout amount was as promised in the policy, and the wait time was within two weeks. I definitely recommend this company for veterinary insurance!
5

out of 5

POSTED: | BY: Laura Arce

Easy process, quickly paid

The Healthy Paws claims process for our baby's CCL surgery was quick and easy. We chose the vet and the payout amount was as promised in the policy, and the wait time was within two weeks. I definitely recommend this company for veterinary insurance!
5

out of 5

POSTED: | BY: Derek E

Healthy Paws to the rescue!

It is difficult for my wife and me to convey just how grateful we are for Healthy Paws. The past few months, our dog has had to have surgery to repair a torn CCL, x-rays, painkillers, and a round of Adequan injections for her recently diagnosed arthritis. The cost of these procedures exceeds $10,000, and there is absolutely no way we could have paid for this ourselves. I don't know what we would've done. When we filed our first claim, I wasn't sure what to expect, but to say Healthy Paws has been supportive would be an understatement. Every time we file a claim, we get a response within two or three days letting us know that the claim has been approved. Around a week later, a check arrives in the mail from Healthy Paws. They've made it so simple. Our dog has one more surgery coming up in June, and it is incredible to know going in that Healthy Paws will be there to cover it. We can focus on getting our dog healthy and not have to stress over her medical bills.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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