Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
My dog Bodhi is doing great post op. He had a phenomenal surgeon and is getting excellent rehab care. Having the Healthy Paws policy cover the majority of the expenses really took the stress of the financial burden down, allowing the focus to be on his recovery. Easy interface and reimbursement in time to pay off the charge to my credit card.
Such an amazing experience. With the worst luck ever, I've had two dogs require surgery within a month of each other. One was very critical with only 6 locations nationwide performing the surgery. I submitted the bill the morning I picked up my dog and had the fund THE NEXY DAY. Astounding service. I can't imagine not having Healthy Paws and highly recommend them. Claim process is very easy and fast. And the employees are all wonderful!
Healthy Paws has been such a wonderful pet insurance company for us! Our goldendoodle gets recurrent ear infections due to genetics, and recently even had to have a cat scan performed, and Healthy Paws is always on top of reimbursing us for the hefty medical expenses for her. They reimbursed us the $2,400 for her catscan before our credit card payment was even due. I can’t say enough about how fabulous of a pet insurance company they are!
We enrolled our pup Olivia with Healthy Paws when we first got her at less than two months old. We knew we were the type of people who would treat her as our child and do anything if she got sick and figured if we have health insurance for ourselves, we should have it for our dog. We could not be more thankful we did.
Healthy Paws has been nothing but wonderful to us. As a westie, we heard they are super prone to getting allergies, and sure enough she developed them. Healthy Paws would cover her shots every six weeks so for the first few years of her life that we were sort of breaking even. When she got a UTI one time, again they covered it.
Then our pup, at only four years old started to have major health complications. Idiopathic cerebellitis and epilepsy, so bad that we actually had a vet tell us we should euthanize but we decided to get a second opinion and thankfully we did. In the past two years we have done two MRIs, two Spinal Taps, over 12 rounds of Cytozar Chemotherapy, more blood work than I care to count, she has been on a handful of medication, sometimes getting 13 pills daily, and they have covered just about everything! They don't cover the cost of the office visit (for us $45 regular visit to $110 ER visit) but you know that going in. We have a $500 deductible which we get to quick. The premium does go up a little each year but of course costs for just about everything have also gone up so we have no hard feeling there. If we didn't have healthy paws her medical bills would surely be close to $15,000 but we have only paid a small percentage of that.
We have found the process of submitting a claim via the app to be incredibly easy. Just snap a photo with your phone of the invoice and you get an email saying it was received, another email saying in process, another email saying what was covered. The check comes in the mail quick. They let you know if they need more info. It's simple, easy, and all to say, we recommend Healthy Paws 100% to everyone.
5
out of 5
POSTED:
| BY: Xin Bai
Best insurance I could ask for! Thousands of dollars claim reimbursed in less than a week!
Two weeks ago my cat suddenly lost function of his tail and was having trouble walking, so I have to take him to emergency vet. After X-ray and MRI, he was diagnosed with IVDD, intervertebral disc disease. And the spinal decompression surgery was performed. Not gonna lie but these things cost me a fortune. But gladly I have Healthy Paw Insurance, been enrolled since 2019. 90% of the cost had been reimbursed and I couldn't imagine what should I do without the insurance. I'm talking about thousands of dollars here. Healthy Paw helped me big financially which is usually the biggest obstacle a pet owner would face in this kind of situation. I'm just so glad I chose Healthy paw. And I would 100% recommend it.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
