Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Mulva

Worthwhile Investment

I looked at several providers and Healthy Paws offered the support I needed for my 2 dogs at a price I can afford. Submitting claims has been easy, I receive fast responses from the claims team and expected reimbursement in a timely manner without having to jump through hoops. It is such a relief to work with a provider that honors their commitments. I have and will continue to recommend them to other pet parents.
5

out of 5

POSTED: | BY: Kathleen Rivellese

Worthwhile Investment

I looked at several providers and Healthy Paws offered the support I needed for my 2 dogs at a price I can afford. Submitting claims has been easy, I receive fast responses from the claims team and expected reimbursement in a timely manner without having to jump through hoops. It is such a relief to work with a provider that honors their commitments. I have and will continue to recommend them to other pet parents.
5

out of 5

POSTED: | BY: Yumei Gao

Great!

One of my cat broke his leg, and we brought him to do the fracture surgery, and we got like probably 80% reimbursement back later 2 and half weeks I believed, Absolutely awesome company, great service, and best value.
5

out of 5

POSTED: | BY: leiyao zhang

Great!!!!!!

One of my cat broke his leg, and we brought him to do the fracture surgery, and we got like probably 80% reimbursement back later 2 and half weeks I believed, Absolutely awesome company, great service, and best value.
1

out of 5

POSTED: | BY: CN

The initial claim has been a nightmare

The initial claim has been an absolutely miserable experience. They continue to mark the claim as "action needed". The vet's office says "we sent them" and they bcc'ed me on the email. Call into HealthyPaws and they say "ah darn, don't use records@healthypaws, use claims instead (ignore what it says on our website). Then they say oh we got them, they just weren't attached to the claim. They later send out the exact same template "action needed, we need your pets complete medical record", which is exactly what was sent before. Call them back. Ah..shucks the records weren't attached to the claim so sorry. Just a BS run around doing nothing nothing but shifting status back to action "required from you" and sending out the same template which tells me absolutely nothing about what they think is missing but isn't. We're now on the 3rd cycle of this nonsense. Stay away from this company at all costs, they very clearly want to play as many games as possible to see if you'll just go away before they pay out. Complete garbage.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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