5
out of 5
POSTED: | BY: Crystal Fields
Tucker
I am very pleased with this pet insurance company. It’s very easy to file a claim and is definitely worth having. Great customer service.
4.9
out of 5
Number of reviews 10,775
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: Daniel Mundstock
Reliable and easy to use
I've been using Healthy Paws for years with all my dogs and my experience has been great.
Their claim submission portal is easy to use and doesn't require you itemize only the items you need reimbursement. They do it and you just have to review.
I never had issues with coverage and I already had to use the insurance for expensive treatments like cancer.
5
out of 5
POSTED: | BY: WKL
Healthy Paws pays off.
I have a delightful 11 year old Beagle. I purchased health insurance for her from Healthy Paws. It is somewhat expensive and premiums go up as she ages. Recently, her Vet discovered a mass on her spleen and recommended a splenectomy. That was done and thankfully the biopsy was negative. I have submitted at least a half dozen claims with Healthy Paws in conjunction with the splenectomy (lab work, ultrasound, surgery, post op labs, and medications). Each claim was handled promptly by Healthy Paws. Making a claim was as easy as uploading a photo of the Vet's itemized bill on the Healthy Paws website. All claims were processed in less than a week. Two of the claims were processed the day I submitted the claims. Healthy Paws even reached out to me by email to see how my pet was recovering after surgery. All claims were processed quickly and in accordance with my insurance policy with Healthy Paws. I insured my pet with Healthy Paws so that I would never have to make a medical decision on my beloved dog based on economics.
5
out of 5
POSTED: | BY: JACKIE and JEFF NAUMAN
Able and Compassionate Allies in the Fight for our 'Ruckus'
We joined Healthy Paws in October 2019 and signed up our two Scotties. We now have 3 on the policy. Our 7 year old, Ruckus, was diagnosed with TCC in September, 2021 and given his young age we decided to fight. We were referred to a wonderful oncology team here in Richmond, VA (here's a shameless plug for THE ONCOLOGY SERVICE!). I'm pleased to report that 13 months later, our Ruckus is still in the game and continuing to fight. Our association with Healthy Paws Pet Insurance has been every bit as good as that of our oncology team. They have supported our efforts flawlessly. Our claims have been processed quickly, and needed funds have always been received on time and in the correct amounts. All they've asked of us is to submit proper, complete invoices and medical records as required. Their website interface has made that simple and efficient. Lastly, and maybe most importantly, their people truly seem to care about our fur babies. Follow-up messaging asking us how it's going with our treatments and 'give Ruckus a hug' sentiments provide a personal touch that we didn't expect from an "insurance company". We don't know what the future holds for our boy, but between our oncology team and Healthy Paws Pet Insurance, we've been able to give him 13 months of quality life he surely would not have had otherwise. Thank you, Healthy Paws!
3
out of 5
POSTED: | BY: Brenda Wilds
Huge price increase
Had Healthy Paws since December 2013. Price for 2 dogs was $114.00 a month in 2020. Great service then.
Next month price will be $350.00 a month. How can anyone afford this? Now my dogs are older. Doubt I can find anything else.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.